Adventure Travel Insurance and Backpackers Holiday Insurance

Everyone is different when it comes to holidays. Some just want to relax on a beach, while for others taking part in adventure activities and sports while they are away is the only way to recharge their batteries.

Travel insurance specialist InsureandGo warns however that these adrenaline junkies should check their insurance carefully as should they get themselves injured and not have the appropriate cover they will be looking at a bill that will require them to re-mortgage their house or take out a loan to cover the costs.

Perry Wilson, from InsureandGo, says: "At InsureandGo we cover over 40 adventure activities and sports automatically in all our policies. The worrying thing is that many of our competitors don't even include some of the very basic activities that are easy to take part in now on holiday such as jet skiing or wind surfing."

The costs speak for themselves for those that get injured. According to IMR (International Medical Rescue), medical treatment and repatriation from the US can cost up to £50,000 and even more for serious injuries. And from Europe the costs can quickly mount to well over £10,000.

Perry concludes: "As with all dangerous activities there is an increased risk of an incident occurring so we would urge anyone thinking of taking part in one to ensure that the insurance they choose provides the appropriate cover before they go away. Our single trip policies start at just £5.26 and for this small amount people can be covered to take part in a wide range of activities - well worth the small outlay in comparison to the amount they would have to pay if they did get injured."

Consumers can find out more by visiting the company's website www.travelinsurance.co.uk or by calling 0844 888 2787.

InsureandGo Policy Prices:

• Couple/Family, Single Trip, two weeks: Europe £29.18, Worldwide £64.12
• Couple/Family, annual (includes winter sports cover automatically): Europe £65 Worldwide £84.99
• Policy prices as at 24.07.03

For further information or to interview Perry Wilson, please contact Stephanie Coulter on 01376 556 390 or email steph@insureandgo.com.

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