Online Travel Insurance and Online Holiday Insurance - Innovative travel insurance from Insure & Go

As more and more travellers and holidaymakers become aware that the best value travel insurance packages are available 'direct' rather than through High Street travel agencies, the focus is now moving onto the terms of the insurance cover.

A spokesperson for InsureandGo said: "Our aim is not only to make low cost travel insurance more accessible, but also to include as standard those elements that other insurers either charge extra for or exclude altogether. We have always championed the 'kids go free' philosophy because travel insurance is often a family requirement for the annual summer holiday. But we have looked further at what constitutes a modern family and how action-based sports activities are now pursued by many on holiday.

Sexual orientation is not an issue at Insure & Go. Whereas many travel insurance policies offer cover if you're travelling with a partner, many of them have clauses that render the cover invalid if the partner is same sex. This is clearly discriminating against lesbians and gays.

Similarly, our package also includes cover for activities such as bungee jumping, parascending, scuba diving and white water rafting at no extra cost. Our advice is to check the small print of your travel insurance before assuming you have the cover you need."

The comprehensive range of travel insurance products offered by Insure & Go is underwritten by Lloyds of London.