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Adventure Travel Insurance and Holiday Insurance from Insure and Go Providing backpackers travel insurance & Holiday insurance, annual travel insurance UK. Single Trips, long stay insurance ski insurance visit
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    Adventure Travel Summary

Summary of Cover

Below you'll find the level of cover we offer on our different types of polices.

Index
Single Trip Travel Insurance
Annual Travel Insurance
Ski / Wintersports Travel Insurance
Backpackers / Adventure Travel Insurance
Business Travel Insurance


Table of benefits for single trip and annual multi-trip

 


Bronze and Silver

(Bronze does not include cover under sections E1 and E2 for personal belongings and baggage and money.)


Gold and Platinum

(Platinum reduces the standard excesses shown below to zero.)
    Maximum sum insured
(for each insured person)
Excess
(for each insured person)
Maximum sum insured
(for each insured person)
Excess
(for each insured person)
A Cancelling and cutting short your holiday £3,000 £60 £5,000 £50
      (£20 for loss of deposit)   (£20 for loss of deposit)
B Medical and other expenses £5,000,000 £60 £10,000,000 £50
      (£100 if aged 65 or over)   (£100 if aged 65 or over)
C Hospital benefit £20 a day up to £1,000 £30 a day up to £1,500
D Personal accident:        
  Loss of limbs or sight (aged under 66) £20,000 £50,000
  Permanent total        
  disablement (aged under 66) £20,000 £20,000
  Death benefit (aged 18 to 65) £5,000 £25,000
  Death benefit (aged under 18) £2,500 £2,500
  All benefits (aged 66 and over) £2,500 £2,500
Sections E1 and E2 only apply if it is shown on your validation certificate that cover is available.
E1 Personal belongings and baggage £1,500 £60 £2,000 £50
Including: Single article limit £200 £300

 

Valuables limit

£200

 

£400

 

 

Baggage delay

£50 for every 12 hours for purchases made up to £100

£100 for every 12 hours for purchases made up to £200

E2

Personal money

£500

£60

£500

£50

 

Cash limit

£200

£300

 

Cash limit (aged under 18)

£50

£50

E3 Passport and travel documents £100   £200  
F Abandoning your holiday £3,000 £60 £5,000 £50
  Travel delay £20 for the first 12 hours, £40 for the first 12 hours,
    £10 for all other 12 hours up to £300 £20 for all other 12 hours up to £400
G Missed departure £500 £60 £1,000 £50
H Personal liability £2,000,000 £250 £2,000,000 £250
I Legal expenses £15,000 £50,000
J Hijack £50 a day up to £500 £50 a day up to £500
K Catastrophe £1,000 £60 £1,000 £50
L Pet care £20 a day up to £200 £50 a day up to £500
Child assist cover
M1 Public relations and media liaison £20,000   £20,000  
M2 Foreign police liaison £20,000   £20,000  
M3 Legal services £20,000   £20,000  
M4 Private investigations £10,000   £10,000  
M5 Internet capaign £10,000   £10,000  
M6 Living expenses £500 a day, up to £30,000   £500 a day, up to £30,000  
Winter sports cover is only available if you pay the appropriate extra premium or if you have bought annual multi-trip cover.
N Winter sports equipment (owned) £500 £60 £1,000 £50
Single article limit (owned) £250 £500
Hired total £250 £500
O Ski hire £20 a day up to £200 £50 a day up to £500
P Ski pack £75 a day up to £300 £75 a day up to £450
Q Piste closure £20 a day up to £200 £40 a day up to £400
R Avalanche cover £250 £60 £500 £50
Golf cover is only available if you pay the appropriate extra premium.
S1 Golf equipment £1,500 £60 £1,500 £60
  Single article limit £250 £250
S2 Golf equipment hire £20 a day up to £200 £20 a day up to £200
S3 Green fees £75 a day up to £300 £60 £75 a day up to £300 £60
Business cover is only available if you pay the appropriate extra premium.
T1 Business equipment £1,000 £60 £1,000 £60
  Single article limit £500 £500
  Samples £500 £500
  Business equipment delay £200 £60 £200 £60
  Emergency courier expenses £200 £60 £200 £60
T2 Business equipment hire £50 a day up to £500 £50 a day up to £500
T3 Business money £1,000 £60 £1,000 £60
  Cash limit £500 £500
T4 Additional personal accident Standard benefit x 2 Standard benefit x 2


Table of benefits for economy and long-stay products

  Benefit   Maximum sum insured
(for each insured person)
Excess
(for each insured person)
Section         
         
A Cancelling and cutting short your holiday   £2,000 £75 (£20 for loss of deposit)
B Medical and other expenses   £3,000,000 £125
D Personal accident:      
  Loss of limbs or sight (aged under 66)   £10,000
  Permanent total disablement (aged under 66)   £10,000
  Death benefit (aged 18 to 65)   £5,000
  Death benefit (aged under 18)   £1,000
F Abandoning your holiday   £2,000 £75
G Missed departure   £800 £75
H Personal liability   £2,000,000 £250
I Legal expenses   £10,000
Child assist cover
M1 Public relations and media liaison   £20,000  
M2 Foreign police liaison   £20,000  
M3 Legal services   £20,000  
M4 Private investigations   £10,000  
M5 Internet capaign   £10,000  
M6 Living expenses   ££500 a day, up to £30,000  
This section is only available if you pay the appropriate extra premium.
E1 Personal belongings and baggage   £1,000 £75
  Including: Single article limit £150
    Valuables limit £150  
  Baggage delay   £25 a day for purchases made up to £75
E2 Personal money   £200 £75
  Cash limit   £200 (£50 if aged under 18)
E3 Passport and travel documents   £100 £75
Winter sports cover is only avaliable if you pay the appropriate extra premium.
N Winter sports equipment (owned)   £500 £60
 
Single article limit (owned)
  £250  
  Hired total   £250  
O Ski hire   £20 a day up to £200  
P Ski pack   £75 a day up to £300  
Q Piste closure   £20 a day up to £200  
R Avalanche cover   £250 £60
Golf cover is only avaliable if you pay the appropriate extra premium.
S1 Golf equipment   £1,500 £60
  Single article limit   £250  
S2 Golf equipment hire   £20 a day up to £200  
S3 Green fees   £75 a day up to £300 £60
Business sports cover is only avaliable if you pay the appropriate extra premium.
T1 Business equipment   £1,000 £60
  Single article limit   £500  
  Samples   £500  
  Business equipment delay   £200 £60
  Emergency courier expenses   £200 £60
T2 Business equipment hire   £50 a day up to £500  
T3 Business money   £1,000 £60
  Cash limit   £500  
T4 Additional personal accident   Standard benefit x 2  

Adventure policy table of benefits for each insured person

  Benefit Maximum sum insured
(for each insured person)
Excess
(for each insured person)

A

Cancelling and cutting short your holiday

£2,000

£60

 

 

 

(£40 for loss of deposit)

B

Medical and other expenses

£3,000,000

£100

C

Mugging benefit

£40 a day, up to £400

D

Personal accident:

 

 

 

Loss of limbs or sight

£15,000

 

Permanent total disablement

£15,000

 

Death benefit

£5,000

 

Death benefit (aged under 18)

£2,500

 

Repaying student loan

£5,000

F

Abandoning your holiday

£2,000

£60

G

Missed departure

£1,000

£60

H

Personal liability

£2,000,000

£250

I

Legal expenses

£15,000

J

Hijack

£50 a day, up to £500

K

Catastrophe

£500

£60

Child assist cover

L1

Public relations and media liaison £20,000

 

L2

Foreign police liaison £20,000

 

L3

Legal services £20,000

 

L4

Private investigations £10,000

 

L5

Internet capaign £10,000

 

L6

Living expenses £500 a day, up to £30,000

 

This section is only available if you pay the appropriate extra premium.

E1

Personal belongings and baggage

£1,000

£60

Including: Single article limit

£150

Valuables limit

£250

 

Baggage delay

£50 for every 12 hours for purchases made up to £150

E2

Personal money

£200

£60

 

Cash limit

£200

 

 

(£100 if aged under 18)

 

E3

Passport and travel documents

£250

£60

Winter sports cover is only available if you pay the appropriate extra premium.

M

Winter sports equipment (owned)

£500

£60

Including: Single article limit

£250

 

Hired limit

£250

N

Ski hire

£20 a day, up to £200

O

Ski pack

£75 a day, up to £300

P

Piste closure

£20 a day, up to £200

Q

Avalanche cover

£250

£60

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