Car insurance cheaper for older motorists

Date: 19/09/2007 15:13

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Mature motorists get a better deal on car insurance, according to a new study by moneysupermarket.com.

Although it is widely known that younger drivers tend to pay the most, the research showed the disparity is substantial, as a 70-year-old can expect to pay around £245 a year for insurance compared to the average for a 35-year-old of £334.

The difference between a typical 60-year-old and 30-year-old driver were even bigger, of almost £200.

'Clearly insurers feel that people in their 20s and 30s are a far greater risk than those in their 60s and 70s. This is because they tend to drive more frequently and at busier times. Insurers also deem younger drivers as more aggressive on the road, in comparison,' said Richard Mason, director of insurance for the price comparison website.

In spite of greater health-related risks and the possibility of poorer eyesight, insurers still prefer to take their chances with more experienced drivers, the research showed.

Moneysupermarket.com advised younger drivers to research prices and policies thoroughly to be able to minimise the impact of the higher premiums they would eventually face.

For great value deals on car insurance, call InsureandGo or check online for a quote.



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