To ensure an easy claims process, people should look to check that their possessions are covered by their
home insurance policy at least once a year, it has been advised.
Managing director of price comparison service confused.com Debra Williams has suggested that an annual review of contents protection is necessary because people make many purchases during the course of a year and it is important that possessions cover is comprehensive enough to protect newly-bought items.
"We would recommend that people view the value of the contents and amend their insurance to ensure that the total value of their possession is properly covered," Ms Williams said.
She added that it is important that home cover is both cost-effective and robust enough to provide the required level of protection.
A recent study by Zurich Insurance has found that around £8 billion worth of household goods in the UK are not covered by an insurance policy, with 37 per cent of respondents saying that they had no home protection policy.
InsureandGohome insurance offers assurance and protection for homeowners, with a number of cover options available.