People across the UK have been offered some advice on how to get the best
life insurance deals to meet their needs.
Kevin Tooze, managing director of Equity Partners, said that it is important people are open and honest with their insurer to ensure they are being given the right level of cover.
Furthermore, he claimed lifestyle factors can have significant impact on premium costs, with habits like smoking and drinking pushing up costs, as too can taking part in dangerous activities like hang gliding or rock climbing.
Mr Tooze advised: "Try to make it the shortest term you possibly can. Obviously, it's got to cover your needs - if it's [to cover] a mortgage, around 20 to 25 years - but the shorter you can make it, the less you will pay."
Elsewhere, Martin Dockrell, director of research and policy at Action on Smoking and Health, recently said plans by health secretary Andy Burnham to reduce the availability and appeal of smoking could go a long way towards helping to reduce the number of adults who smoke in the UK.
InsureandGo offers life insurance for Brits who want peace of mind their loved ones will be catered for after they are gone.
Whether you're after a quick comment or an in-depth chat in regard to either InsureandGo
specifically or about the insurance industry in general, InsureandGo's spokesperson
Perry Wilson is available. To arrange please call Phil Anderson or Peter Marcus
on 0207 638 9571 or email phil.anderson@citigatedr.co.uk
/ peter.marcus@citigatedr.co.uk.