A spokesperson from price comparison service uSwitch has encouraged people to make sure their
home insurance covers them for personal possessions.
He advised that drawing up an inventory would be a good idea to make sure all valuable items are covered, adding that insurance companies need to be informed of all notable belongings before an instance of loss, theft or damage.
"With things like bikes and cameras and TVs people really should keep their receipts," he added.
In 2006, UK
home insurance providers paid out an average of £9 million a day to cover property damage or loss of possessions, according to figures from the Association of British Insurers.
For highly valuable items, it is worth taking out a separate policy to provide assurance that the item is covered, he stated.
Ultimately, he advised homeowners to take responsibility for cataloguing valuable items to avoid any potential problems with a claim
InsureandGo offers a competitive
home insurance service to protect the contents of people's homes.