People planning to throw parties should ensure their
home insurancecovers them for people injuring themselves, according to a report.
The Telegraph reports that the recent case of Sam Harris, 13, who suffered a broken skull whilst on a bouncy castle at a birthday party, has highlighted the need to have adequate
home insurance.
The boy was rewarded £1m compensation and his parents are taking the case to the House of Lords, says the Telegraph.
Some insurers include cover for items such as bouncy castles, trampolines and swimming pools in basic home cover packages but the people feeling the financial strain of the credit crunch may be cutting back on their insurance to save money.
Figures from the Royal Society for the Prevention of Accidents (RoSPA) claim that over 4,000 children under 15 suffer injuries each year, with nearly four in ten children who hurt themselves needing an operation due to the extent of their injuries.
In related news, parents of children celebrating exam results have been warned by First Investment to ensure they are adequately covered for any damage, according to Your Money Haven.
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