Following the recent storms that have battered the British coast and parts of the mainland, NFU Mutual advises homeowners to consider their safety before trying to evaluate property damage.
With homes, vehicles and businesses all struck by gales and torrential rains, the rural insurer offers a number of practical tips for those assessing damage ahead of making a
home insurance claim.
It suggests that homeowners should only examine their property when they feel it is safe to do so and should not risk going outside to check their home if the weather is still problematic.
NFU Mutual also advises homeowners not to use any electrical goods that may have been affected by flood damage, as well undertaking emergency repairs immediately to maintain the security of the property.
Receipts and estimates should also be kept, while it is advisable to take photographs of damage to pass on to home insurance providers.
For those struck by flooding, Halifax asserts that homeowners should only turn water, electricity and gas supplies once it has been checked by a certified engineer.
InsureandGo home insurance policies provide cover for flood and storm damage to protect the home and its contents.