Insurance companies are using a growing number of methods to detect fraudulent claims, according to independent financial advice service Fool.co.uk.
David Kuo, head of personal finance at the group, said that with tightened market conditions, some insurance companies are looking to reduce the costs associated with fraudulent claims.
He asserted that some providers use voice analysis technology to assess the verity of individual claims made over the phones.
"I think that it really is quite irresponsible of people if they try and lie on the claims form because they will get found out," he suggested.
He added that insurance providers also use trained assessors to examine the validity of claims made.
Mr Kuo concluded by suggesting that for those who are caught making a fraudulent claim, they could see their average premiums rise in the future.
The Insurance Fraud Bureau reported that false insurance claims cost the industry over £1.5 billion per year.
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