The likelihood of insurance providers covering damages that are caused by amateur home improvement projects is low, the National Home Improvement Council (NHIC) has stated.
Andrew Leech, technical consultant to the NHIC, asserted that if a consumer was carry out work - such as knocking down a wall - without adequate knowledge of how to do it properly and safely, an insurer would "look very seriously" at the incident being the DIYer's fault.
"If you get a person in to do it for you, then he would have to have insurance to cover that sort of thing. So if there was any disaster it wouldn't touch your household insurance, it would be on his professional insurance," he noted.
Research by Halifax has suggested that 750,000 Britons have damaged their home in some way through DIY projects and at an average cost of £484 per week this results in a total of more than £350 million in home improvement-related destruction.
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