Cat insurance
  • Up to £12,000 cover for vet fees
  • Claims paid direct to your vet
  • 24/7 claims line
  • Cover for death caused by accident or illness*
  • Overseas travel cover*
Overseas travel cover*


Cat insurance

Cats are lots of fun, but insurance isn’t. We understand that you want to spend more time with your cat and less time finding cover for them. That’s why we make getting cat insurance as simple as possible.

Pet insurance benefits

  • Up to £12,000 cover for vet fees
  • Claims paid direct to your vet
  • 24/7 claims line
  • Cover for death caused by accident or illness*
  • Overseas travel cover*

*Selected policies only

Useful bits

Customer services
0330 400 1419

01423 535 057

What does InsureandGo’s cat insurance cover?

A cat insurance policy from InsureandGo can give your feline friend cover for vet and boarding fees, holiday cancellation if your cat needs emergency treatment, loss by theft or straying, and loads more. For full details regarding cat insurance cover, please read our policy documents or have a look at our pet insurance FAQs page for any questions you may have.

What type of cat insurance is available?

Accident Only

Typically, the cheapest policy available, this type of cat insurance will cover you if your cat dies or needs treatment as the result of an injury. This won’t include any pre-existing or non-emergency illnesses (e.g. skin conditions, diabetes, etc.) Our Accident Only cat insurance provides cover of up to £1,250 for accidental injuries only.

This cat insurance also covers any ‘complementary treatment’ resulting from an injury (e.g. vet consultations, tests, medication and even chiropractic manipulation provided it’s been recommended and carried out by your vet).

Standard Cover

Often referred to as ‘time-limited’ cover, Our Standard insurance is an annual policy which provides your cat with cover for up to £3,000 per condition for up to 12 months. This means there will be a 12-month time limit on any one illness your cat might have. Once the 12 months is up, the condition will be excluded from the policy.

Maximum Benefit

This policy includes all of the above, plus cover for illnesses, theft or straying, boarding fees if you’re injured and need someone to care for your cat, holiday cancellation (if you have to cancel because your cat becomes ill), and emergency repatriation. We offer three types of Maximum Benefit cover for cats, with vet fees limits of £2,000, £4,000 and £7,000 per condition. For more information, see our policy documents.

Unlike time-limited policies, with Maximum Benefit, your cat’s illness or injury will continue to be covered when you renew, although you may only claim up to the maximum amount per condition.

Life Premium

This is the policy that’s often recommended by vets. Our lifetime insurance provides your cat with cover for up to £12,000 per year for any conditions which crop up as long as you don’t let the cover lapse. This means that, unlike time-limited and Maximum Benefit policies, your cat will be covered for an illness or injury for its lifetime up to an annual amount rather than an amount per condition. We offer three types of cat lifetime cover, with vet fees limits of £4,000, £7,000 and £12,000 per year.

All cat insurance policies include third-party liability which will cover the cost of damage caused by your cat to a person or their property. For more information on all of our cat insurance policies, see our policy documents page.

What are the benefits of having cat insurance?

Having cat insurance can have many benefits, such as cover for up to £12,000 for vet fees, claims can be paid directly to your vet, and a 24/7 claims line. We can also cover overseas travel cover on selected policies.

Will you cover cats with pre-existing conditions?

Unfortunately, InsureandGo do not cover medical expenses for any medications or treatment resulting from a pre-existing condition.

Does cat insurance cover vet fees?

Yes, we cover for up to £12,000 worth of vets bills. Also, if you buy one of our Maximum Benefit or lifetime policies, your pet is covered for treatment for up to 45 days abroad each policy year.

Can kittens and older cats get insured?

We can insure you cat from just six weeks old with no upper age limit.

Have other pets you’d like to insure? We also offer insurance for dogs and rabbits. Take a look at our dog and rabbit insurance policies for information about what’s included in your cover.

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