| Activity |
Tell
Insure and Go |
Pay an extra premium |
Cover under personal accident and personal liability |
Medical excess |
| Abseiling |
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standard |
| Amateur athletics |
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standard |
| American football |
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£200 |
| Archaeological digging |
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standard |
| Archery |
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standard |
| Assault course |
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£200 |
| Badminton |
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standard |
| Baseball |
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standard |
| Basketball |
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standard |
| Battle re-enactment |
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£200 |
| Boxing training |
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standard |
| Breathing observation bubble diving (maximum depth 30 metres) under 14 days |
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standard |
| Bridge walking (supervised by a fully-trained guide) |
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standard |
| Bungee jumps (three jumps) |
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standard |
| Camel or elephant riding or trekking |
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standard |
| Canoeing |
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standard |
| Canopy walking or tree-top walking |
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standard |
| Cascading |
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£400 |
| Cat skiing |
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standard |
| Cave tubing or river tubing |
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standard |
| Clay-pigeon shooting |
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standard |
| Coasteering |
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£400 |
| Conservation or charity work (educational and environmental – working with hand tools only) |
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standard |
| Cricket |
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standard |
Cross-country skiing |
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standard |
| Cycle touring |
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standard |
| Cycling |
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standard |
| Dragon boating |
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standard |
| Dune and wadi bashing |
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standard |
| Falconry |
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standard |
| Flying (piloting private or small aircraft or helicopter) |
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standard |
| Football |
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standard |
Glacier walking or trekking (over 2,000 metres but under 6,000 metres altitude) |
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standard |
Glacier walking or trekking (under 2,000 metres altitude) |
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standard |
| Gliding |
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£200 |
| Go-karting |
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standard |
| Golf |
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standard |
| Gorge swinging or canyon swinging |
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£400 |
| Gorge walking |
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£400 |
| Hang-gliding |
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£400 |
| High diving |
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£400 |
| Hiking (over 2,000 metres but under 6,000 metres altitude) |
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standard |
| Hockey |
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standard |
| Horse jumping (not polo or hunting)
|  |
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£400 |
| Horse riding (not polo, hunting, jumping) |
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standard |
| Hot-air ballooning |
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standard |
| Husky sledge driving |
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standard |
| Hydro speeding |
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£400 |
Ice skating |
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standard |
| Jet boating |
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standard |
| Jet skiing |
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standard |
| Jogging |
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standard |
| Kayaking |
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standard |
| Kite surfing (over land) |
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£200 |
| Kite surfing (over water) |
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standard |
| Manual labour (at ground level,no machinery) |
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standard |
| Marathons |
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standard |
| Martial arts (training only) |
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standard |
| Micro lighting |
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£400 |
Mono skiing |
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standard |
| Motorcycling (over 125cc - not racing) |
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£400 |
| Motorcycling (under 125cc - not racing) |
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£200 |
| Mountain biking (not including downhill racing and extreme terrain) |
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standard |
| Mountain biking (including downhill racing and extreme terrain) |
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standard |
| Mountain boarding |
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£400 |
| Mud buggying |
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standard |
| Netball |
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standard |
Offpiste skiing |
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standard |
Offpiste snowboarding |
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standard |
| Orienteering |
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standard |
| Ostrich riding or racing |
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£400 |
| Paintballing (wearing eye protection) |
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standard |
| Parachuting |
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£200 |
| Paragliding |
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£200 |
| Parapenting |
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£200 |
| Parasailing |
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standard |
| Parascending (over land or snow) |
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£200 |
| Parascending (over water) |
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standard |
| Passenger (in private or small aircraft or helicopter) |
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standard |
| Quad biking |
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£400 |
| Rambling |
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standard |
Recreational ski or snowboarding racing |
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standard |
| Refereeing (amateur basis) |
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standard |
| Rock climbing (not mountaineering) |
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£400 |
| Rock scrambling |
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£400 |
| Rollerblading (inline skating and skateboarding) |
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standard |
| Rowing |
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standard |
| Rugby |
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standard |
| Running (sprint and long distance) |
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standard |
| Safari |
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standard |
| Sand boarding |
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standard |
| Sand yachting |
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£200 |
| Scuba diving (qualified, maximum depth 30 metres) under 14 days |
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standard |
| Scuba diving (qualified, maximum depth 40 metres) over 14 days |
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standard |
| Scuba diving (qualified, maximum depth 50 metres) under 14 days |
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£400 |
| Scuba diving (unqualified, maximum depth 30 metres) under 14 days |
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standard |
| Sea canoeing |
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standard |
| Sea kayaking |
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standard |
| Shark diving (inside cage) |
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£200 |
Skiing |
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standard |
| Skydiving |
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£200 |
| Sleigh rides (part of a Christmas experience trip to northern Europe) |
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standard |
| Snorkelling |
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standard |
Snowboarding |
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standard |
Snow mobiling |
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standard |
| Squash |
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standard |
| Surfing |
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standard |
| Swimming |
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standard |
| Tallship crewing |
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£200 |
| Target rifle shooting |
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standard |
| Tennis |
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standard |
Tobogganing |
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standard |
| Trekking (over 2,000 metres but under 6,000 metres altitude) |
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standard |
| Trekking (under 2,000 metres altitude) |
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standard |
| Triathlons |
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standard |
| Via ferrata |
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£400 |
| Volleyball |
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standard |
| Wake boarding |
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standard |
| Water polo |
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standard |
| Water skiing |
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standard |
| White or black water rafting (grades 1 to 4) |
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standard |
| White or black water rafting (grades 5 to 6) |
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£200 |
| Windsurfing and yachting (racing and crewing) inside territorial waters |
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standard |
| Yachting (racing or crew) outside territorial waters |
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£200 |
| Zip lining |
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standard |
| Zorbing |
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standard |