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 Adventure Travel Insurance


Dangerous activities (see page 2 of the Adventure Policy Wording booklet)
Please note: Any activity not listed below (or any of the sports below on a professional basis), which can be considered to be a dangerous activity, sport, pastime or employment (involving an increased risk of injury) will not be covered under the policy unless you tell Insure and Go about it, and they accept it, at the time you take out the policy in return for an extra premium or changes in cover. Any activities for which cover has been agreed (except those which you do not have to tell Insure and Go
about) will be outlined on an endorsement which accompanies your validation certificate.

Key to table
Winter sports activity Shows a winter sports activity. Cover will only apply if you have paid the appropriate winter sports premium and this is shown on your validation certificate.

Activity Tell
Insure and Go
Pay an extra premium Cover under personal accident and personal liability Medical excess
Abseiling standard
Amateur athletics standard
American football £200
Archaeological digging standard
Archery standard
Assault course £200
Badminton standard
Baseball standard
Basketball standard
Battle re-enactment £200
Boxing training standard
Breathing observation bubble diving (maximum depth 30 metres) under 14 days standard
Bridge walking (supervised by a fully-trained guide) standard
Bungee jumps (three jumps) standard
Camel or elephant riding or trekking standard
Canoeing standard
Canopy walking or tree-top walking standard
Cascading £400
Cat skiing standard
Cave tubing or river tubing standard
Clay-pigeon shooting standard
Coasteering £400
Conservation or charity work (educational and environmental – working with hand tools only) standard
Cricket standard
Winter sports activity Cross-country skiing standard
Cycle touring standard
Cycling standard
Dragon boating standard
Dune and wadi bashing standard
Falconry standard
Flying (piloting private or small aircraft or helicopter) standard
Football standard
Winter sports activity Glacier walking or trekking (over 2,000 metres but under 6,000 metres altitude) standard
Winter sports activity Glacier walking or trekking (under 2,000 metres altitude) standard
Gliding £200
Go-karting standard
Golf standard
Gorge swinging or canyon swinging £400
Gorge walking £400
Hang-gliding £400
High diving £400
Hiking (over 2,000 metres but under 6,000 metres altitude) standard
Hockey standard
Horse jumping (not polo or hunting) £400
Horse riding (not polo, hunting, jumping) standard
Hot-air ballooning standard
Husky sledge driving standard
Hydro speeding £400
Ice skating standard
Jet boating standard
Jet skiing standard
Jogging standard
Kayaking standard
Kite surfing (over land) £200
Kite surfing (over water) standard
Manual labour (at ground level,no machinery) standard
Marathons standard
Martial arts (training only) standard
Micro lighting £400
Winter sports activity Mono skiing standard
Motorcycling (over 125cc - not racing) £400
Motorcycling (under 125cc - not racing) £200
Mountain biking (not including downhill racing and extreme terrain) standard
Mountain biking (including downhill racing and extreme terrain) standard
Mountain boarding £400
Mud buggying standard
Netball standard
Winter sports activity Off­piste skiing standard
Winter sports activity Off­piste snowboarding standard
Orienteering standard
Ostrich riding or racing £400
Paintballing (wearing eye protection) standard
Parachuting £200
Paragliding £200
Parapenting £200
Parasailing standard
Parascending (over land or snow) £200
Parascending (over water) standard
Passenger (in private or small aircraft or helicopter) standard
Quad biking £400
Rambling standard
Winter sports activity Recreational ski or snowboarding racing standard
Refereeing (amateur basis) standard
Rock climbing (not mountaineering) £400
Rock scrambling £400
Rollerblading (inline skating and skateboarding) standard
Rowing standard
Rugby standard
Running (sprint and long distance) standard
Safari standard
Sand boarding standard
Sand yachting £200
Scuba diving (qualified, maximum depth 30 metres) under 14 days standard
Scuba diving (qualified, maximum depth 40 metres) over 14 days standard
Scuba diving (qualified, maximum depth 50 metres) under 14 days £400
Scuba diving (unqualified, maximum depth 30 metres) under 14 days standard
Sea canoeing standard
Sea kayaking standard
Shark diving (inside cage) £200
Winter sports activity Skiing standard
Skydiving £200
Sleigh rides (part of a Christmas experience trip to northern Europe) standard
Snorkelling standard
Winter sports activity Snowboarding standard
Winter sports activity Snow mobiling standard
Squash standard
Surfing standard
Swimming standard
Tall­ship crewing £200
Target rifle shooting standard
Tennis standard
Winter sports activity Tobogganing standard
Trekking (over 2,000 metres but under 6,000 metres altitude) standard
Trekking (under 2,000 metres altitude) standard
Triathlons standard
Via ferrata £400
Volleyball standard
Wake boarding standard
Water polo standard
Water skiing standard
White or black water rafting (grades 1 to 4) standard
White or black water rafting (grades 5 to 6) £200
Windsurfing and yachting (racing and crewing) inside territorial waters standard
Yachting (racing or crew) outside territorial waters £200
Zip lining standard
Zorbing standard

 

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