If you’re travelling to Spain, travel insurance is more important than ever. There are a few things to think about regarding your travel insurance for Spain:

What’s covered with Spain travel insurance?

Our policies cover over 100 sports and activities, so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

Our Silver, Gold and Black policies also allow you to declare any pre-existing conditions if you need travel medical insurance.

To help you have the best holiday experience, we’ve put together some important information that we think you’ll want to know before your trip to Spain.

Most common languages spokenSpanish
PopulationApprox. 47 million
Plug typePlug type F
Driving sideRight-hand side
SeasonsSpring – March to May
Summer – June to August
Autumn – September to November
Winter – December to February
LawsLocal laws and customs

Do I need a visa for Spain?

No, you do not need a visa to travel to Spain if you are a British Citizen with a valid passport.

What travel insurance do I need for Spain?

Spanish travel can be covered by a single trip policy or by a European travel insurance on annual multi-trip policies. When choosing travel insurance for Spain, think about the cost of your holiday and the belongings you’ll be taking. It’s important to make sure you’re fully covered if anything happens.

We also have pages specifically for:

How much is travel insurance to Spain?

The price of travel insurance for Spain varies. It depends on your age, how long you’ll be going for, and other factors – for example, if you need cruise travel insurance the price will be higher. We offer four cover levels to choose from – Budget, Silver, Gold and Black – so you can select a policy at the right price for you.

Why is travel insurance to Spain more expensive?

The price of Spain travel insurance is based on claims costs. When something happens in Spain, the cost can be higher than elsewhere in Europe. Usually because medical treatments are more expensive, particularly in private hospitals.

Why is Spain excluded from travel insurance?

At InsureandGo, it isn’t! Holiday cover for Spain is available either as single trip travel insurance or as part of annual multi-trip travel insurance . With just a few details about you and your trip, we can give you a quote in minutes!

Surfing travel insurance for Spain

Whether it’s your first-time surfing or you’re an experienced surfer searching for the next big wave, you probably don’t want to spend too much time thinking about travel insurance for your trip to Spain.

Luckily for you, you’ve come to right place. Surfing is covered as standard under all our policies, and we make getting insurance as quick and simple as possible, so you can get on with planning your trip to Spain. Check out our surfing travel insurance page for more information and remember that, if you’re taking your own board away with you, you might need to add extra valuables cover to your policy.

Healthcare in Spain

British citizens should carry a free European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), which can be used on holiday to Spain. This will cover any necessary treatments you may receive at public healthcare centres or hospitals on your trip. However, it’s important to remember to still have travel insurance in place to be able to cover the costs of any unexpected medical treatment the EHIC or GHIC might not cover.

Find more information about healthcare in Spain here.

Can I get assistance if I fall ill or injure myself while in Spain?

Yes – In the unfortunate event of needing emergency medical treatment while abroad, our 24-hour assistance team are always on hand to help you.

All our travel insurance policyholders can contact our medical emergency team.

What else do I need to know?

Read our advice about what you need to travel to Spain. We also have a handy guide for what to visit in Spain

European Heatwave FAQs

Can I get a refund if I cancel due to a heatwave?

This is up to your holiday provider, who you should contact directly. You may only be eligible for a refund if there is official advice not to travel.

Is it safe to travel to Europe during a heatwave?

The FCDO doesn’t currently advise against travelling to Europe, but you should check their latest advice before you travel. As long as you plan for the weather and remain hydrated, it is safe to travel.

Does travel insurance cover heatwaves?

Unless the FCDO advises against travel to your destination, you cannot claim for choosing to cancel your trip. We can only consider claims for cancellation if you are declared unfit to travel by your doctor due to the risk of travelling to a country experiencing a heatwave. All claims would be reviewed on a case by case basis.

Interesting facts about Spain

  1. Unlimited emergency medical expenses available on Black level policies.
  2. InsureandGo’s Gold achieved a Which? Best Buy.