Skiing Travel Insurance

If you’re heading to the slopes, ski holiday travel insurance is as important as a warm coat. Luckily we’ve made getting ski cover as quick and easy as possible.

If you’re aged 65 or under, you can add winter sports travel insurance to any of our policies. Just choose the policy that suits you, whether online or over the phone, and you’ll have the option to add cover for skiing before you buy. We even offer ski insurance off piste!

If you’re planning to go with your family, you should consider a family ski travel insurance policy. We also offer cover for snowboarding travel insurance.

WHAT IS COVERED IN SKI TRAVEL INSURANCE?

If you choose an annual travel insurance policy, adding cover for skiing allows you up to 17 days of snowy fun. On single trip travel insurance, adding ski trip insurance covers you for the whole length of your stay, so you can go skiing for up to 365 days!

Here’s a list of all the ski activities we cover:

• Skiing
• Off-piste skiing (except where considered unsafe by resort management)
• Cross country skiing
• Freestyle skiing*
• Cat skiing
• Heli-skiing*
• Mono skiing
• Recreational/non-professional ski racing or training*
• Ski acrobatics*
• Ski bob racing*
• Ski/snowboard fun parks*
• Ski stunting*
• Ski touring with a guide

Note: Unfortunately, we’re unable to cover ski flying, ski jumping or ski mountaineering. For the activities marked with an * above, an increased medical excess of £250 will apply, and there will be no cover under the policy’s personal accident or personal liability sections. See our policy wording for more details.

WHAT’S NOT COVERED BY SKI HOLIDAY INSURANCE?

Unfortunately, our cover for ski trips is only available to people 65 and under (when they buy the policy) and is limited to 17 days per year on annual travel insurance policies.

We cover off-piste skiing unless the area has been designated as unsafe by the resort. We are also not able to cover any professional-level ski racing or training.

We will cover all skis, poles, boots & bindings even when they’re left in ski racks (between 10am and 8pm)! Payments for damaged or stolen equipment decrease with the age of the item, and we won’t be able to cover any ski equipment that is left unattended in a public place

SKI INSURANCE WITH COVID COVER

As with all of our travel insurance policies, InsureandGo Ski trip travel insurance covers Covid-19 as standard. This covers you for medical costs and cancellation if you are diagnosed with covid while abroad, subject to certain conditions. Please see the coronavirus travel insurance page for more information about travel insurance that covers coronavirus.

SINGLE TRIP SKI INSURANCE

Our single trip ski insurance can cover you for trips when you’re skiing every day for up to 365 days! Even if you have an annual policy with ski cover, if you’re skiing for more than 17 days, you’ll need a single trip travel insurance policy with ski cover to ensure you’re protected on the slopes.

SKI INSURANCE WITH PRE-EXISTING MEDICAL CONDITIONS

Just like with every other trip, it’s essential to ensure you have adequate travel insurance with medical conditions. We’ll consider cover for any medical conditions which are declared to us, even while you’re on a ski trip. However, please be aware that some conditions, such as osteoporosis, may not be covered while you’re skiing.

SKI TRAVEL INSURANCE FREQUENTLY ASKED QUESTIONS