InsureandGo Terms and Conditions

Cover Offered

All ages.

InsureandGo does not operate a maximum age limit for single trip or annual multi-trip policies. Some cover options may not be available to all ages such as winter sports cover where the maximum age is 65. Children under 18 can be covered but there must be an adult named on the policy too.

All conditions.

InsureandGo does not exclude cover for any individual medical condition or condition groups. Whilst we endeavour to include as many conditions and synonyms as possible in our database we do not guarantee that every condition can be found. If you cannot find your specific condition then please call our contact centre who will advise how to screen and cover your condition.

InsureandGo does not guarantee that it will be able to offer cover in all circumstances if a combination of age, policy type, number and severity of pre-existing medical conditions exceeds our underwriting limits. InsureandGo can only offer cover for a terminal prognosis if the prognosis is more than 6 months at your trip return date.

Quote Prices

The prices shown on this website are only valid at the time they are generated. We reserve the right to change our prices or other details at any time. Prices may fluctuate. If you purchase a policy over the phone our sales consultants will confirm the correct price before you make a purchase. We reserve the right to withdraw prices without notice.

Discounts

• Percentage discounts (e.g. 5%, 10% etc.) are available to customers who purchase a policy and are applied as detailed in the promotional material.
• Sometimes our promotional offers will be exclusive to policies purchased through either our Call Centre or online at insureandgo.com.
• Discounts only apply to the base premium of your travel insurance quote and do not apply to any premium generated to cover medical conditions.
• Policies can be purchased over the phone or online at insureandgo.com. To qualify for the relevant discount, customers must quote the discount code at the time of purchase.
• Customers must refer to the promotional material for qualifying dates, if applicable.
• The discount value is as stated on relevant promotional material.
• InsureandGo reserves the right to change the offer at any time.
• No cash alternative will be given.
• The offer cannot be redeemed against existing policies.
• The discount offer cannot be used in conjunction with any other offer.
• Only one discount can be applied to each policy. Some discounts are offered via promotional code and some are generated by our system. For an extremely small number of policies a system generated discount will supersede promotional discounts, for example where very complex medical conditions generate a significantly high premium, InsureandGo may choose to substantially discount this, to offer cover to customers who without this discount may not have access to comprehensive, affordable cover. This type of discount may apply for new as well as returning customers. We hope this makes a difference in the marketplace and aligns our core values with our customers. We believe everyone has the right to travel.
• InsureandGo reserves the right to amend these rules at any time.

InsureandGo’s Email Exclusive Black Friday Prize Draw – T&C’s

Terms and Conditions

• Everyone who has received an email from InsureandGo and has purchased an InsureandGo travel insurance policy using the promo code provided in the emails sent between the 6th – 12th of November will automatically be entered into InsureandGo’s Email Exclusive Black Friday Prize Draw
• Participants who do not wish to be entered into InsureandGo’s Email Exclusive Black Friday Prize Draw can opt-out of taking part by emailing communications@insureandgo.com
• Closing date of InsureandGo’s Email Exclusive Black Friday Prize Draw will be at 23:59 on 12th of November 2023*
• The Competition Promoter is InsureandGo Travel Insurance which is arranged by AllClear Limited, which is registered in Gibraltar, company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. AllClear Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283.  InsureandGo Travel Insurance is administered in the UK on behalf of AllClear Limited by Insure & Go Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority under registration number 309572.
• One winner will be chosen randomly from those who received an email and purchased an InsureandGo travel insurance policy using the promo code provided within emails sent between the 6th – 12th November.
• The Draw will take place on 13th of November 2023.
• AllClear Limited will notify the winner by no later than 14th of November 2023
• Entrants must be available on the 14th of November 2023 to confirm their details.
• If the winner doesn’t respond to the email confirmation request by 15th of November 2023, they will forfeit the prize and someone else will be chosen.
• The prize is a £250 Amazon E-Gift card. **
• All data collected from entries may be used for further publicity on the InsureandGo website or other InsureandGo marketing channels.
• Those entering our prize draw must be over 18 and resident in the United Kingdom.
• Only one entry is permitted per household.
• Place of draw: 2nd Floor, Maitland House, Warrior Square, Southend-on-Sea, SS1 2JY.
• Any dispute regarding this promotion will be referred to the Promoter’s CEO whose decision will be final.
• Entrants must not be employees or relatives of employees of any company within the AllClear group.
• Entry implies acceptance of these Terms and Conditions.
• Winners available on request.
• We reserve the right to amend these terms and conditions at any time.
  * We reserve the right in our absolute discretion to extend the closing date where, in our view, the entries are insufficient in number
  ** We reserve the right to substitute the prize for another product of the same value.