Hazardous Activities and Sports

With a travel insurance policy from InsureandGo, you can be covered as standard for over 50 adventure activities and sports at no extra fee but we can also cover more extreme activities for a small additional premium.

Take a look at the table below to see what sports and activities are covered on your travel insurance policy:

Activity Tell InsureandGo Pay an extra premium Cover under
personal accident & personal liability 		Medical excess

 
Abseiling No No No standard
Amateur athletics No No Yes standard
American football Yes Yes No £200
Archaeological digging No No Yes standard
Archery No No Yes standard
Assault course Yes Yes No £200

 
Badminton No No Yes standard
Baseball No No Yes standard
Basketball No No Yes standard
Battle re-enactment Yes Yes No £200
Bobsleighing Yes Yes Yes £250
Boxing training No No No standard
Breathing observation bubble diving (maximum depth 30 metres) under 14 days Yes Yes No standard
Bridge walking (supervised by a fully-trained guide) No No Yes standard
Bungee jumps (three jumps) No No Yes standard

 
Camel or elephant riding or trekking No No No standard
Canoeing No No Yes standard
Canopy walking or tree-top walking No No No Standard
Canyon swinging Yes Yes No £400
Cascading Yes Yes No £400
Cat skiing (see Note 1 below) No No Yes Standard
Cave tubing No No Yes Standard
Clay-pigeon shooting No No No standard
Coasteering Yes Yes No £400
Conservation or charity work (educational and environmental - working with hand tools only) No No No standard
Cricket No No Yes standard
Cross-country skiing (see Note 1 below) No No Yes standard
Cycle touring No No No standard
Cycling No No Yes standard

 
Dragon boating No No No standard
Dune bashing No No No standard

 
Elephant riding or trekking No No No standard

 
Falconry No No No standard
Flying (piloting private or small aircraft or helicopter) Yes Yes No standard
Football No No No standard
Freestyle skiing (see Note 2 below) Yes Yes Yes £250

 
Glacier walking or trekking (see Note 1 below) (over 2,000 metres but under 6,000 metres altitude) No No No standard
Glacier walking or trekking (see Note 1 below) (under 2,000 metres altitude) No No Yes standard
Gliding Yes Yes No £200
Go-karting No No No standard
Golf No No Yes standard
Gorge swinging Yes Yes No £400
Gorge walking Yes Yes No £400

 
Hang-gliding Yes Yes No £400
Heli-skiing (see Note 2 below) Yes Yes Yes £250
High diving Yes Yes No £400
Hiking (over 2,000 metres but under 6,000 metres altitude) No No No standard
Hiking (under 2,000 metres altitude) No No Yes standard
Hockey No No No standard
Horse jumping (Not polo or hunting) Yes Yes No Standard
Horse riding (not polo, hunting, or jumping) No No No standard
Hot-air ballooning No No No standard
Husky sledge driving No No Yes standard
Hydro speeding Yes Yes No £400

 
Ice hockey (see Note 2 below) Yes Yes Yes £250
Ice skating (see Note 1 below) No No Yes standard

 
Jet boating No No No standard
Jet skiing No No No standard
Jogging No No Yes standard

 
Kayaking (not sea kayaking) No No No standard
Kite surfing (over land) Yes Yes No £200
Kite surfing (over water) No No No standard

 
Lugeing (see Note 2 below) Yes Yes Yes £250

 
Manual labour (at ground level, no machinery) Yes Yes No standard
Marathons No No Yes standard
Martial arts (training only) Yes Yes No standard
Micro lighting Yes Yes No £400
Mono skiing (see Note 1 below) No No Yes standard
Motorcycling (over 125cc - not racing) Yes Yes No £400
Motorcycling (under 125cc - not racing) No No No Standard
Mountain biking (not including downhill racing and extreme ground conditions) No No Yes standard
Mountain biking (including downhill racing and extreme ground conditions) Yes Yes No standard
Mountain boarding Yes Yes No £400
Mud buggying No No No standard

 
Netball No No Yes standard

 
Off-piste skiing (see Note 1 below) No No Yes standard
Off-piste snowboarding (see Note 1 below) No No Yes standard
Orienteering No No Yes standard
Ostrich riding or racing Yes Yes No £400

 
Paintballing (wearing eye protection) No No No standard
Parachuting Yes Yes No £200
Paragliding Yes Yes No £200
Parapenting Yes Yes No £200
Parasailing No No Yes Standard
Parascending (over land or snow) Yes Yes No £200
Parascending (over water) No No Yes standard
Passenger (in private or small aircraft or helicopter) No No No standard

 
Quad biking Yes Yes No £400

 
Rambling No No Yes standard
Recreational ski or snowboard racing (see Note 1 below) No No Yes standard
Refereeing (on an amateur basis) No No Yes standard
River tubing No No Yes standard
Rock climbing (not mountaineering) Yes Yes No £400
Rock scrambling Yes Yes No £400
Roller blading (inline skating and skateboarding) No No Yes standard
Rowing No No No standard
Rugby Yes Yes No standard
Running (sprint and long distance) No No Yes standard

 
Safari No No Yes standard
Sand boarding No No Yes standard
Sand yachting Yes Yes No £200
Scuba diving (qualified, maximum depth 30 metres) under 14 days No No Yes standard
Scuba diving (qualified, maximum depth 40 metres) under 14 days Yes Yes No standard
Scuba diving (qualified, maximum depth 50 metres) under 14 days Yes Yes No £400
Scuba diving (unqualified, maximum depth 30 metres) under 14 days Yes Yes No standard
Sea canoeing Yes Yes No standard
Sea kayaking Yes Yes No standard
Shark diving (inside cage) Yes Yes No £200
Skeletons (see Note 2 below) Yes Yes Yes £250
Ski acrobatics (see Note 2 below) Yes Yes Yes £250
Skiing (see Note 1 below) No No Yes standard
Ski bob racing (see Note 2 below) Yes Yes Yes £250
Ski/snowboard fun parks (see Note 2 below) Yes Yes Yes £250
Ski racing or training (see Note 2 below) (non-professional) Yes Yes Yes £250
Ski stunting (see Note 2 below) Yes Yes Yes £250
Sky diving Yes Yes No £200
Sleigh rides (as part of a Christmas trip to Northern Europe) No No Yes standard
Snorkelling No No Yes standard
Snowboarding (see Note 1 below) No No Yes standard
Snowmobiling (see Note 1 below) Yes Yes No standard
Squash No No Yes standard
Surfing No No Yes standard
Swimming No No Yes standard

 
Tall-ship crewing Yes Yes No £200
Target rifle shooting No No No standard
Tennis No No Yes standard
Tobogganing (see Note 1 below) No No Yes standard
Tree top walking No No No standard
Trekking (over 2,000 metres but under 6,000 metres altitude) No No No standard
Trekking (under 2,000 metres altitude) No No Yes standard
Triathlons No No Yes standard

 
Via ferrata Yes Yes No £400
Volleyball No No Yes standard

 
Wadi bashing No No No standard
Wake boarding No No Yes standard
Water polo No No Yes standard
Water skiing No No Yes standard
White or black water rafting (grades 1 to 4) No No Yes standard
White or black water rafting (grades 5 to 6) Yes Yes No £200
Windsurfing and yachting (racing and crewing) inside territorial waters No No Yes standard

 
Yachting (racing or crewing) outside territorial waters Yes Yes No £200

 
Zip lining No No No standard
Zorbing Yes Yes No standard

Note 1 - This is a winter sports activity. Cover will only apply if you have paid the appropriate winter sports premium and this is shown on your validation certificate, or if you have arranged an annual multi-trip policy (in this case, we will cover the activity for 17 days on a Bronze or Silver policy and 24 days on a Gold, Platinum or Black policy).

Note 2 - This is an extreme ski activity, and we only provide cover if you tell us and pay an extra premium. Please call us on 0844 888 2787 to arrange this extra cover.

Can't find an activity or sport?

If you can't find the activity or sport you'll be taking part in, simply call us on 0844 888 2787 or e-mail us using our contact form.

Hazardous Activities and Sports

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