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Letitia Smith
Travel Insurance Expert and Head of Communications
Last updated October 14 2025
4 min read

Sri Lanka travel insurance

If you’re planning a holiday to Sri Lanka, we have travel insurance Sri Lanka travellers can rely on!

Here are a few things you should consider when choosing travel insurance to Sri Lanka:

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What’s covered with our Sri Lanka travel insurance?

Our travel insurance covers over 100 sports and activities, so you can get up to more on your holiday. We also offer a range of benefits as standard, some of which include:

For more information about what’s covered with travel insurance for Sri Lanka, have a read of our policy documents here.

What should you know about Sri Lanka?

In preparation for your trip to Sri Lanka, we’ve put together some useful information that we think you’ll want to know:

CurrencySri Lankan rupee
Most common languages spokenSinhala, Tamil
CapitalColombo
ContinentAsia
PopulationApprox. 22 million
Plug typePlug type D, G & M
Driving sideLeft-hand side
Seasons

Dry Season – April to September

Wet Season – October to March

LawsLocal laws and customs

How do I get a visa for Sri Lanka?

As a British citizen, you are required to have a visa or an Electronic Travel Authorization (ETA) to enter Sri Lanka. With a valid ETA, foreign citizens are allowed to visit Sri Lanka for up to 30 days as a tourist. You can apply for the Electronic Travel Authorization System online or can arrange your visa on arrival, but it is advised to use the online service to avoid a lengthy wait at the airport.

Be sure to also check the very latest advice from the FCDO.

What’s the age limit on travel insurance for Sri Lanka?

Here at InsureandGo, we have no upper age limit. All our seniors travel insurance can cover Sri Lanka, so get a quote today!

Healthcare in Sri Lanka

Sri Lanka has universal healthcare, but the standards are often lower than in the UK and it can be difficult to get treatment outside of the main cities. In big cities like Colombo, Kandy or Galle, there are private hospitals as well as public ones. Private hospitals can reject you if you can’t show that you have appropriate travel insurance or that you have enough money to cover unexpected medical treatments. You must contact InsureandGo if you go into hospital or before incurring medical expenses in excess of £500.

Before you travel, please visit your GP to seek any medical advice or check if you need any vaccinations for your holiday destinations. If you have any medical conditions, then our travel insurance for medical conditions is available on Silver, Gold or Black policies – many conditions can be covered free of charge, but for others there may be an additional premium to pay.

Find more information about healthcare in Sri Lanka here.

Medical & Emergency Assistance in Sri Lanka

If something unfortunate happens while you’re in Sri Lanka and you need emergency treatment for an illness or injury, we’re here to help. All travel insurance policyholders have access to our 24-hour medical assistance team.

 

Letitia Smith
Travel Insurance Expert and Head of Communications

Letitia is a Travel Insurance expert with more than 20 years experience in helping people find specialist insurance. As Head of Communications at InsureandGo, Letitia cares about making it easy for people who love travel to get the cover they need.

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* Discount based on the premium amount: 5% off premiums £0-£49, 10% off £50-£249, & 20% off £250+. Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Discount ends 23:59 on 29th January 2026. See Terms and Conditions for more details. All quotes from 19th December 2025 to 23.59 on 29th January 2026 will be included in the prize draw. Terms and Conditions apply.

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