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AI trip planning: Is artificial intelligence changing the way we travel?

Mellisa Hutchins
Travel Insurance Expert and Content Manager
Last updated June 25 2026
6 min read

If you’ve ever spent an entire evening comparing hotels, checking flight prices and wondering whether you’re missing a better deal somewhere else, you’re not alone.

Planning a holiday can be one of the most exciting parts of travelling, but it can also be one of the most time-consuming. Between choosing a destination, building an itinerary and working out how to fit everything into your budget, it’s easy to end up with dozens of browser tabs open and no closer to making a decision.

That’s where AI is starting to make a real difference.

From suggesting destinations you’ll love to creating personalised itineraries in seconds, AI trip planners are helping travellers spend less time researching and more time looking forward to their holiday. But like any tool, they’re not perfect.

Here’s how AI travel planning works, what it’s good at, where it still falls short and how you can use it to make planning your next trip a little easier.

What is an AI trip planner?

An AI trip planner is exactly what it sounds like: a tool that uses artificial intelligence to help organise your holiday.

Rather than searching for flights, hotels, attractions and restaurants individually, you simply describe the type of trip you’d like to take. The AI then uses huge amounts of travel data to recommend destinations, build itineraries and suggest places to stay, eat and explore.

Some tools focus on helping you discover new destinations, while others specialise in creating detailed day-by-day schedules. You can even ask conversational AI tools like ChatGPT or Gemini questions in the same way you would ask a travel expert.

For example, you might type:

“Plan me a five-day trip to Lisbon in September with a budget of £1,000. I love food, history and walking but don’t want to rush around.”

Within seconds, you’ll have a tailored itinerary that would have taken hours to research yourself.

Why are more people using AI to plan holidays?

AI has become popular because it removes much of the legwork from travel planning.

Instead of comparing hundreds of websites yourself, AI can quickly narrow down options that match your interests, travel dates and budget. It’s particularly useful if you’re feeling overwhelmed or don’t know where to start.

Research suggests that around 40% of UK consumers have already used AI to research holiday destinations, with younger travellers leading the way. For many people, AI has become another travel planning tool alongside guidebooks, review websites and recommendations from friends.

That doesn’t mean it’s replacing traditional research altogether. Instead, many travellers are using AI to get a head start before checking the finer details themselves.

What AI does well and where it still gets things wrong

One of AI’s biggest strengths is speed.

It can compare destinations, recommend hotels, estimate travel times and build a logical itinerary far quicker than most people could manually.

It’s also surprisingly good at spotting connections you might not have considered. If you enjoy coastal walks, independent cafés and museums, for example, it may recommend destinations you’d never thought about before.

But AI isn’t always right.

It doesn’t always know that a restaurant has recently closed, a museum is undergoing refurbishment, or that train services have been disrupted by industrial action. Smaller independent businesses are also less likely to appear accurately than major tourist attractions.

The safest approach is to think of AI as an enthusiastic travel assistant rather than the final decision-maker.

Use it to generate ideas and organise your plans, but always double-check important information on official websites before booking.

How to get the best results from an AI travel planner

Like most AI tools, the quality of the answers depends on the quality of the questions you ask.

Instead of asking: “Where should I go on holiday?”

Try something more specific. For example:

  • “I’m flying from Manchester in October with a budget of £900. Where can I find warm weather and great food?”
  • “Plan a four-day itinerary for Rome with plenty of local restaurants but not too much walking.”
  • “Recommend a quiet European beach destination that’s suitable for couples in May.”
  • “Create a two-week Japan itinerary using trains instead of internal flights.”

The more context you provide, the more useful the recommendations become.

It’s also worth telling AI about your travel style. Do you like packed itineraries or slower holidays? Would you rather visit famous landmarks or hidden local favourites? Small details often make a big difference.

Should you trust an AI-generated itinerary?

Yes, but with a little common sense. AI is excellent at building a framework for your trip, but it shouldn’t be the only source of information you rely on.

Before you book anything, take a few minutes to confirm:

  • Opening times for attractions
  • Hotel reviews
  • Flight and train schedules
  • Restaurant availability
  • Local transport information

Official websites and recent customer reviews remain the most reliable places to check practical details. Think of your AI itinerary as a draft rather than the finished version.

Can AI save you money on travel?

Sometimes. AI can highlight cheaper destinations, suggest travelling on different dates or recommend alternative airports that reduce costs.

It can also help you prioritise experiences, making it easier to decide what’s worth spending money on and where you might be able to save.

However, AI doesn’t always find the cheapest flights or hotels. It’s still worth comparing prices across trusted booking websites before making a reservation.

Will AI replace travel agents?

Probably not. Not yet anyway. For straightforward holidays, AI can do much of the research that people used to rely on travel agents for. But complex itineraries, luxury travel, specialist holidays and situations where plans change unexpectedly still benefit from human expertise.

Many travellers are likely to use both: AI for inspiration and planning, and travel professionals when they need personalised advice or support.

AI helps you plan your trip, but it can’t predict the unexpected

One thing AI can’t do is prepare you for everything that might happen while you’re away. Flights get delayed. Luggage goes missing. Weather changes. Medical emergencies happen when you least expect them. That’s why planning your holiday and protecting your holiday are two different things.

Once you’ve finalised your itinerary, it’s worth taking a few minutes to make sure you also have the right travel insurance for your destination and the activities you’ve planned. That way, you can spend less time worrying about the unexpected and more time enjoying the experiences you’ve spent so long planning.

Mellisa Hutchins
Travel Insurance Expert and Content Manager

With a background in journalism and years of experience across travel insurance and finance topics, Mellisa turns complex information into reassuring guidance. As Content Manager at InsureandGo, she communicates tips and insights on insurance to help people travel worry-free.

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