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Home Travel Insurance Essential travel insurance
Letitia Smith
Travel Insurance Expert and Head of Communications
Last updated October 15 2025
1 min read

Essential travel insurance

Travel insurance might be boring, but it’s definitely essential to have if you’re going away. So don’t worry – we won’t waffle on about it too much. We’ll just make it as simple as possible for you to get covered, so you can get on and enjoy your holiday!

What’s covered with our essential travel insurance?

There are four levels of holiday cover for single trip and annual multi-trip travel insurance policies. These are Budget, Silver, Gold and Black.

As standard, all our travel insurance policies cover some important benefits you’ll want when travelling. These include:

We also offer a range of optional upgrades depending on what you’re planning on getting up to on your holiday.

For more information about what we can cover you for, have a read of our policy documents here.

Letitia Smith
Travel Insurance Expert and Head of Communications

Letitia is a Travel Insurance expert with more than 20 years experience in helping people find specialist insurance. As Head of Communications at InsureandGo, Letitia cares about making it easy for people who love travel to get the cover they need.

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* Discount based on the premium amount: 5% off premiums £0-£49, 10% off £50-£249, & 20% off £250+. Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Discount ends 23:59 on 29th January 2026. See Terms and Conditions for more details. All quotes from 19th December 2025 to 23.59 on 29th January 2026 will be included in the prize draw. Terms and Conditions apply.

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