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Sri Lanka Travel Insurance

If you’re planning a holiday to Sri Lanka, make sure you have the right travel insurance to cover exactly what you need. Here are a few things you should consider:

  • The cost of your trip - If you have to cancel, it's important to know that you can get your money back
  • The activities you’re likely to be doing - if you’re planning anything really extreme, we can offer you extra cover with our hazardous activities travel insurance
  • How much medical coverage you have - No one wants to think about getting ill or having an accident abroad but, unfortunately, it does happen
  • And don't forget to check the latest travel advice for Sri Lanka from the FCO.

We can cover your kids for free!

If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.

Useful bits

Emergency? Call us:
+44 (0)207 748 0060

For everything else, contact us.

We cover over 50 activities

All of our travel insurance policies come with cover for over 50 activities and sports as standard, so you can get up to more on your trip.

What is covered with travel insurance to Sri Lanka?

As standard, our policies cover for over 50 sports and activities, so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

  • Medical expenses and hospital benefit
  • Personal accident and liability
  • Cancelling and cutting short your holiday
  • Abandoning your trip
  • Delayed departure
  • Accommodation cover
  • Personal belongings and baggage
  • Personal money, passport and travel documents
  • Legal expenses

In preparation for your trip to Sri Lanka, we’ve put together some useful information that we think you’ll want to know.


Sri Lankan rupee

Official Language(s)

Sinhala, Tamil






Approx. 22 million

Plug type

Plug type D,G & M

Driving side

Right-hand side


Spring – September to November

Summer – December to February

Autumn – March to May

Winter – June to August


Local laws and customs

Surfing travel insurance for Sri Lanka

If you’re planning on some surfing in Sri Lanka, either as a first timer or an experienced wave-hunter, then you’ve come to the right place! We know you’d rather be worrying about the ocean than your travel insurance, so you’ll be pleased to know that surfing is covered as standard under all our policies.

Read our surfing travel insurance page for more information and remember that, if you’re taking your own board away with you, you might need to add extra valuables cover to your policy.


Do I need a visa for Sri Lanka?

Yes, as a British citizen you are required to have a visa or an Electronic Travel Authorization (ETA) to enter Sri Lanka. With a valid ETA, foreign citizens are allowed to visit Sri Lanka for up to 30 days as a tourist. You can apply for the Electronic Travel Authorization System online or can arrange your visa on arrival, but it is advised to use the online service to avoid a lengthy wait at the airport.

If you want to extend your visa, you have to apply for an extension at the Department of Immigration and Emigration in Sri Lanka.


Healthcare in Sri Lanka

Sri Lanka has universal healthcare, but the standards are often lower than in the UK and it can be difficult to get treatment outside of the main cities. In big cities like Colombo, Kandy or Galle, there are private hospitals as well as public ones. Private hospitals can reject you if you can’t show that you have appropriate travel insurance or that you have enough money to cover unexpected medical treatments. You must contact InsureandGo if you go into hospital or before incurring medical expenses in excess of £500.

Before you travel, please visit your GP to seek any medical advice or check if you need any vaccinations for your holiday destinations. If you have any pre-existing medical conditions, you need to declare them before travelling by selecting either a Silver, Gold or Black policy and following our medical screening process – many conditions can be covered free of charge, but for others there may be an additional premium to pay.

Find more information about healthcare in Sri Lanka here.

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