New York travel insurance

Before you buy travel insurance for your holiday to New York, there are a few things to think about:

InsureandGo offer a great range of travel insurance no matter where you’re going, or what you’ll be getting up to. All of our policies cover a wide range of amazing activities as standard! We also have travel insurance for medical conditions and no upper age limit, so get in touch today or simply get a quote online.

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What is covered with travel insurance to New York?

As standard, our policies, so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

• Cover for over 50 sports and activities
• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

To help you have the best holiday experience, we’ve put together some fun facts and other important information that we think you’ll want to know before your trip to New York.

CurrencyUS Dollar $
Official language(s)English
ContinentNorth America
PopulationApprox. 8.5 Million
Plug typePlug Type – A & B 
Driving Sideright-hand side
SeasonsSpring – March to May
Summer – June to August
Autumn “Fall” – September to November
Winter – December to February
LawsFCDO local laws and customs 

Do I need a visa for New York?

As a UK citizen you won’t need a visa for entry into the USA, instead you’ll need an ESTA (Electronic System for Travel Authorisation) which will cover you in the US for up to 90 days. You can apply for an ESTA via the Visa Waiver Program (VWP) on the official ESTA website. Approval should be relatively quick and easy, but if you have a criminal record or have recently travelled to a ‘flagged’ country; you may have some difficulty getting approved. You can find out more on the US Customs and Border Protection Agency website.

Healthcare in New York

Healthcare in USA is of a comparable standard to the UK, so repatriation shouldn’t be a huge concern – unless you are unable to continue your trip. The most important thing to be aware of is the extremely high cost of healthcare in the States, and to ensure you have adequate USA travel insurance to cover any potential medical bills.

If you have a medical emergency whilst in New York, dial 911 and ask for an ambulance. Be sure to contact your insurance provider as soon as possible, by calling our medical emergency number. Some US hospitals may ask non-US citizens to pay a deposit upon admittance, so make sure you have available funds in case you need to pay out-of-pocket initially.

You can see which diseases or viruses to be aware of, or get vaccinations for here.

Medical & Emergency Assistance in New York

If something happens while you’re in New York and you need emergency treatment for an illness or injury, we’re here to help.

All travel insurance policyholders have access to our 24-hour medical assistance team.


*Discount excludes any premium generated to cover medical conditions or optional extras & is automatically applied. This offer cannot be used in conjunction with any other offer. Discount tiers of 5% for premiums between £0-49, 10% for £50-249, & 20% for £250+ apply. Offer ends at 23:59 on 02/09/24. T&Cs apply.

  1. Unlimited emergency medical expenses available on Black level policies.
  2. InsureandGo’s Gold achieved a Which? Best Buy.