Florida travel insurance
Before you buy travel insurance for your holiday to Florida, there are a few things to think about:
- The cost of your trip – if you have to cancel, it’s important to know that you can get your money back
- How much medical coverage you have – no one wants to think about getting ill or having an accident abroad but, unfortunately, it does happen
- And don’t forget to check the latest travel advice for Florida from the FCDO
If you’re up to anything particularly adventurous such as scuba diving we have extreme sports cover as an add-on. We also consider all medical conditions and have no upper age limit, so get in touch today or simply get a quote online.
Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.
What’s covered with travel insurance to Florida?
As standard, our policies cover over 50 sports and activities, so you can get up to more on your holiday. We also offer a range of benefits, some of which include:
- Medical expenses and hospital benefit
- Personal accident and liability
- Cancelling and cutting short your holiday
- Abandoning your trip
- Delayed departure
- Accommodation cover
- Personal belongings and baggage
- Personal money, passport and travel documents
- Legal expenses
To help you have the best holiday experience, we’ve put together some useful information that we think you’ll want to know before your trip to Florida.
| Currency | US dollar |
| Official language(s) | English |
| Country | USA |
| Capital | Tallahassee |
| Population | Approx. 20.6m |
| Plug type | Plug type A & B |
| Driving side | Right-hand side |
| Climate | Spring – March to May Summer – June to August Autumn – September to November Winter – December to February |
| Laws | Local laws and customs |
Do I need a visa for Florida?
If you have a valid passport, then you should be able to get an Electronic System for Travel Authorisation (ESTA) through the Visa Waiver Programme. An ESTA allows you to travel to Florida for up to 90 days.
Find more information about travelling to the USA here.
Healthcare in Florida
Healthcare in the USA is of a comparable standard to the UK, so repatriation shouldn’t be a huge concern – unless you are unable to continue your trip. The most important thing to be aware of is the extremely high cost of healthcare in the States, and to ensure you have adequate travel insurance to cover any potential medical bills.
If you have a medical emergency whilst in Florida, dial 911 and ask for an ambulance. Be sure to contact your insurance provider as soon as possible; our medical emergency team are available 24-7. Some US hospitals may ask non-US citizens to pay a deposit upon admittance, so make sure you have available funds in case you need to pay out-of-pocket initially.
Find more information about healthcare in Florida here.
Can I get assistance if I fall ill or injure myself while in Florida?
Yes – In the unfortunate event of needing emergency medical treatment while abroad, our 24-hour assistance team are always on hand to help you.
All our travel insurance policyholders can contact our specialised team.