What travel insurance customers are saying about us
Why choose InsureandGo travel insurance?
5 Star expert rated products
27M+ travellers covered since 2000
Superior rated Covid cover1
24/7 emergency medical assistance
All medical conditions considered
No upper age limit on all policy types
100+ sports and activities covered
100% of all claims paid within 5 working days2
Travel with confidence with 5-Star rated travel insurance
Our Black level policy has been rated 5-Star by the independent experts at Defaqto since 2011. Both our Gold and Black policies are rated 5-Star, meaning they offer some of the most comprehensive travel insurance cover available.
Which travel insurance policy suits you?
Annual multi-trip travel insurance from £47.053
If you plan on going away more than once in the next 12 months, an annual multi-trip policy could save you time and money. Multi-trip policies allow you to travel as many times as you like during the year for a one-off price.
- Cover for an unlimited number of trips
- 365 days cover
- Flexibility to travel wherever you want in the United Kingdom, Europe or Worldwide
Single trip travel insurance from £7.464
If you’re only going away once this year, a single trip policy might be right for you. These policies cover one trip abroad, on the dates you choose, and cover ends when you get back home.
- Cover for one trip to your chosen countries
Holiday insurance for all your needs
What does our travel insurance cover?
Travel insurance is a vital part of any trip. We know you’re more excited about your holiday, but at the moment travel insurance is as important as ever. That’s why we make getting travel cover as quick and simple as possible.
All our holiday insurance policies include:
- Up to £10K cancellation cover
- Unlimited emergency medical expenses and repatriation cover5
- Up to £3K personal belongings and baggage cover
- Superior rated Covid cover¹ as standard
- Cover for passports, travel documents and up to £750 personal money
- Over 100 sports and activities covered
- Up to £60K legal expenses cover
This is all included as standard, so you can get up to more on your holiday.
Our Silver, Gold and Black policies also allow you to declare any pre-existing medical conditions.
At InsureandGo, we pride ourselves on offering comprehensive holiday insurance that doesn’t cost too much – in fact, when you buy our cheap travel insurance policy (Budget cover), you can rest assured knowing you’re covered for a wide variety of activities on your holiday, as well as cancellation and medical expenses.
If you’d like to add on winter sports insurance, travel disruption cover, additional valuables insurance or cover for adventure sports not already covered by our Budget travel insurance, there are a range of upgrades you can buy.
Below is a comparison showing the main benefits you’ll find in our Budget, Silver, Gold and Black policies:
| Benefits | Budget | Silver, Gold & Black |
|---|---|---|
| Holiday cancellation | ||
| Medical & hospital expenses | ||
| Personal accident cover | ||
| Pre-existing medical cover | ||
| Medical screening | ||
| Belongings & baggage cover | ||
| Personal money cover | ||
| Passport & travel documents cover | ||
| Delayed departure cover | ||
| Missed departure cover | ||
| Personal liability | ||
| Legal expenses | ||
| Accommodation cover | ||
| Hijacking cover | ||
| Pet care | ||
| Business cover | Optional upgrade | |
| Golf cover | Optional upgrade | |
| Winter sports cover | Optional upgrade | Optional upgrade |
| Hazardous activities | Optional upgrade | Optional upgrade |
No upper age limits
At InsureandGo, we think travel insurance should be available to as many people as possible; that’s why both our single trip and annual multi-trip policies have no upper age limit. Whether you’re 18 or 118, you can buy one of our policies and get the same great cover levels (although winter sports cover is only available up to age 65).
Our online quote process is quick and easy – you can choose from a range of options and can even declare your pre-existing medical conditions – however, if you’re over 90, we’d prefer to speak to you before you buy, so please give our friendly team a call.
Cover for medical conditions
We can cover many medical conditions free of charge, but it’s important that we know about them before you buy your policy. If you have a pre-existing medical condition, just use our easy online screening process or give our friendly team a call. We’ll ask a few questions about your condition, then let you know whether or not it will cost any extra to cover.
Serious medical condition?
Do you have a serious medical condition that may benefit from being insured by a specialist provider?
If so, you can click here to view a directory of specialist medical providers, or call 0800 138 7777.
Travel insurance tailored to suit you
Aside from the policy essentials, we also offer a range of upgrades so that you can tailor your holiday cover depending on what you’ll be doing abroad and what you might be taking with you. These optional upgrades include:
Winter sports – if you’re off to the slopes, you’ll need to add winter sports insurance. Cover can be added to single trips or for up to 17 days on annual multi-trip policies.
Extreme sports travel insurance – you can add cover for any hazardous activities you have planned, from canyon swinging to sky diving.
Valuables extension – all policies include baggage cover, but you can add this cover if you’re taking something particularly valuable away with you, such as a laptop.
Business cover – will provide cover during your business trip for work equipment, accidents, illness, flight cancellations and more.
Travel Insurance FAQs
What is travel insurance?
What’s included in travel insurance?
Does travel insurance cover Coronavirus?
How to compare cheap travel insurance?
How cheap is cheap travel insurance?
Top tips for cheap travel insurance
Where are you going?
Be sure to check which countries are included in our destination groups. For example, we include Egypt and Morocco in our European Cover, so you can get cheaper travel insurance and avoid paying out for worldwide cover.
Top tips for cheap travel insurance
What are you taking?
The best thing to do before looking at holiday insurance options is to think about what you’ll need cover for. If you’re planning on taking your MacBook or tablet abroad, then going for the cheapest cover from a comparison website might be less than useless if you realise it’s only covered your valuables up to £50.
So:
- Make a list of important items that you’ll be taking with you
- How much do you need these items covered for in total and individually
- Lastly, check your contents insurance as they may be covered away from your home already
How much medical cover do you need?
Sometimes cheap travel insurance just doesn’t cover what it should. Which? suggest your travel policy should include at least £2 million emergency medical cover in Europe, and £5 million for worldwide cover. We cover medical expenses up to £5 million as standard, with higher levels available too.
How many times are you going abroad?
Getting cheaper travel insurance for multiple holidays can often be a better option than getting last minute cover for each holiday individually. If you’re planning on travelling several times throughout the year, you can save even more money by taking out an annual multi-trip policy , instead of getting single trip insurance each time you travel. Our Budget annual policy covers you for multiple trips of up to 31 days at a time, Silver and Gold policies cover you for up to 45 days, and Black policies cover unlimited holidays of up to 55 days each.
Where are you going?
Be sure to check which countries are included in our destination groups. For example, we include Egypt and Morocco in our European Cover, so you can get cheaper travel insurance and avoid paying out for worldwide cover.
We know holidays can be expensive, which is why we’re doing everything we can to make sure your travel insurance is as budget-friendly as possible. Get a quote online today or read our policy documents for more information.
