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InsureandGo’s Irish business is owned by Mapfre Asistencia Compañía Internacional de Seguros y Reaseguros S.A.’s Branch in Ireland, trading as Mapfre Assistance Agency Ireland.

Their website can be found at

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Travel insurance

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27 million travellers Covered 27 million+ travellers 27M+ travellers
Trusted for 20+ years Trusted for 20+ years
Covid cover Superior rated Covid cover1

What travel insurance customers are saying about us

Why choose InsureandGo travel insurance?

5 star experted rated

5 Star expert rated products

27 Million Travellers

27M+ travellers covered since 2000

Superior rated Covid cover

Superior rated Covid cover1

24/7 emergency medical assistance

24/7 emergency medical assistance

Medical conditions

All medical conditions considered

No upper age limit

No upper age limit on all policy types

100+ Activites covered

100+ sports and activities covered

claims paid

100% of all claims paid within 5 working days2

Travel with confidence with 5-Star rated travel insurance

defaqto rated 5 stars

Our Black level policy has been rated 5-Star by the independent experts at Defaqto since 2011. Both our Gold and Black policies are rated 5-Star, meaning they offer some of the most comprehensive travel insurance cover available.

Which travel insurance policy suits you?

Annual multi-trip

Annual multi-trip travel insurance from £47.053

If you plan on going away more than once in the next 12 months, an annual multi-trip policy could save you time and money. Multi-trip policies allow you to travel as many times as you like during the year for a one-off price.

  • Cover for an unlimited number of trips
  • 365 days cover
  • Flexibility to travel wherever you want in the United Kingdom, Europe or Worldwide
Single trip travel insurance

Single trip travel insurance from £7.464

If you’re only going away once this year, a single trip policy might be right for you. These policies cover one trip abroad, on the dates you choose, and cover ends when you get back home.

  • Cover for one trip to your chosen countries

Holiday insurance for all your needs

What does our travel insurance cover?

Travel insurance is a vital part of any trip. We know you’re more excited about your holiday, but at the moment travel insurance is as important as ever. That’s why we make getting travel cover as quick and simple as possible.

All our holiday insurance policies include:

  • Up to £10K cancellation cover
  • Unlimited emergency medical expenses and repatriation cover5
  • Up to £3K personal belongings and baggage cover
  • Superior rated Covid cover¹ as standard
  • Cover for passports, travel documents and up to £750 personal money
  • Over 100 sports and activities covered
  • Up to £60K legal expenses cover

This is all included as standard, so you can get up to more on your holiday.

Our Silver, Gold and Black policies also allow you to declare any pre-existing medical conditions.

At InsureandGo, we pride ourselves on offering comprehensive holiday insurance that doesn’t cost too much – in fact, when you buy our cheap travel insurance policy (Budget cover), you can rest assured knowing you’re covered for a wide variety of activities on your holiday, as well as cancellation and medical expenses.

If you’d like to add on winter sports insurance, travel disruption cover, additional valuables insurance or cover for adventure sports not already covered by our Budget travel insurance, there are a range of upgrades you can buy.

Below is a comparison showing the main benefits you’ll find in our Budget, Silver, Gold and Black policies:

Benefits Budget Silver, Gold & Black
Holiday cancellation
Medical & hospital expenses
Personal accident cover
Pre-existing medical cover
Medical screening
Belongings & baggage cover
Personal money cover
Passport & travel documents cover
Delayed departure cover
Missed departure cover
Personal liability
Legal expenses
Accommodation cover
Hijacking cover
Pet care
Business cover Optional upgrade
Golf cover Optional upgrade
Winter sports cover Optional upgrade Optional upgrade
Hazardous activities Optional upgrade Optional upgrade

No upper age limits

At InsureandGo, we think travel insurance should be available to as many people as possible; that’s why both our single trip and annual multi-trip policies have no upper age limit. Whether you’re 18 or 118, you can buy one of our policies and get the same great cover levels (although winter sports cover is only available up to age 65).

Our online quote process is quick and easy – you can choose from a range of options and can even declare your pre-existing medical conditions – however, if you’re over 90, we’d prefer to speak to you before you buy, so please give our friendly team a call.

Cover for medical conditions

We can cover many medical conditions free of charge, but it’s important that we know about them before you buy your policy. If you have a pre-existing medical condition, just use our easy online screening process or give our friendly team a call. We’ll ask a few questions about your condition, then let you know whether or not it will cost any extra to cover.

Serious medical condition?

Do you have a serious medical condition that may benefit from being insured by a specialist provider?

If so, you can click here to view a directory of specialist medical providers, or call 0800 138 7777.

Travel insurance tailored to suit you

Aside from the policy essentials, we also offer a range of upgrades so that you can tailor your holiday cover depending on what you’ll be doing abroad and what you might be taking with you. These optional upgrades include:

Winter sports

Winter sports – if you’re off to the slopes, you’ll need to add winter sports insurance. Cover can be added to single trips or for up to 17 days on annual multi-trip policies.

Extreme sports travel insurance

Extreme sports travel insurance – you can add cover for any hazardous activities you have planned, from canyon swinging to sky diving.

Valuables extension

Valuables extension – all policies include baggage cover, but you can add this cover if you’re taking something particularly valuable away with you, such as a laptop.

Business cover

Business cover – will provide cover during your business trip for work equipment, accidents, illness, flight cancellations and more.

Travel Insurance FAQs

What is travel insurance?arrow down

What’s included in travel insurance?arrow down

Does travel insurance cover Coronavirus?arrow down

How to compare cheap travel insurance?arrow down

How cheap is cheap travel insurance?arrow down

Top tips for cheap travel insurance

cheap travel insurance

Where are you going?

Be sure to check which countries are included in our destination groups. For example, we include Egypt and Morocco in our European Cover, so you can get cheaper travel insurance and avoid paying out for worldwide cover.

Top tips for cheap travel insurance

What are you taking?

The best thing to do before looking at holiday insurance options is to think about what you’ll need cover for. If you’re planning on taking your MacBook or tablet abroad, then going for the cheapest cover from a comparison website might be less than useless if you realise it’s only covered your valuables up to £50.


  • Make a list of important items that you’ll be taking with you
  • How much do you need these items covered for in total and individually
  • Lastly, check your contents insurance as they may be covered away from your home already

How much medical cover do you need?

Sometimes cheap travel insurance just doesn’t cover what it should. Which? suggest your travel policy should include at least £2 million emergency medical cover in Europe, and £5 million for worldwide cover. We cover medical expenses up to £5 million as standard, with higher levels available too.

How many times are you going abroad?

Getting cheaper travel insurance for multiple holidays can often be a better option than getting last minute cover for each holiday individually. If you’re planning on travelling several times throughout the year, you can save even more money by taking out an annual multi-trip policy , instead of getting single trip insurance each time you travel. Our Budget annual policy covers you for multiple trips of up to 31 days at a time, Silver and Gold policies cover you for up to 45 days, and Black policies cover unlimited holidays of up to 55 days each.

Where are you going?

Be sure to check which countries are included in our destination groups. For example, we include Egypt and Morocco in our European Cover, so you can get cheaper travel insurance and avoid paying out for worldwide cover.

We know holidays can be expensive, which is why we’re doing everything we can to make sure your travel insurance is as budget-friendly as possible. Get a quote online today or read our policy documents for more information.

Ready to get your travel insurance sorted?

Travel insurance sorted
  1. COVID cover rated Superior by a leading independent UK Consumer Champion.
  2. 100% is based on non-assistance claims approved for payment during November 2021 to March 2022. 5 working day window commences when insurers have received all relevant information and documentation to confirm claims cover.
  3. Price stated is for a 47 year old with no medical conditions for a Silver Annual Multi-trip cover to Europe. Price correct as at 28/03/2022.
  4. Price stated is for a 47 year old with no medical conditions for a Silver Single 3 day trip to France. Price correct as at 28/03/2022.
  5. Unlimited emergency medical expenses available on Black level policies.