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Philippines travel insurance

It’s important to buy travel insurance before any holiday abroad, so if you are booking a trip to the Philippines, make sure you buy an appropriate policy before you go. Before you select a policy, however, think about these important points:

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What is covered with travel insurance to the Philippines?

As standard, our policies cover for over 50 sports and activities, including scuba divingmotorcycling and jet skiing. We also offer a range of benefits, some of which include:

For more information about what’s covered with travel insurance for Philippines, have a read of our policy documents here.

Helpful facts about the Philippines

We care about you having a great holiday to the Philippines, so we’ve put together some information that you might want to know before your trip.

CurrencyPhilippine peso
Most common languages spokenFilipino and English
PopulationApprox. 103 million
Plug typePlug type AB and C
Driving sideRight-hand side
SeasonsSpring – March to May
Summer – June to August
Autumn – September to November
Winter – December to February
LawsLocal laws and customs

Surfing travel insurance for Philippines

Whether it’s your first-time surfing or you’re an experienced surfer searching for the next big wave, you probably don’t want to spend too much time thinking about travel insurance for your trip to Philippines.

Luckily for you, you’ve come to right place. Surfing is covered as standard under all our policies, and we make getting insurance as quick and simple as possible, so you can get on with planning your trip to Philippines. Check out our surfing travel insurance page for more information and remember that, if you’re taking your own board away with you, you might need to add extra valuables cover to your policy.

Do I need a visa for the Philippines?

You can travel to the Philippines as a visitor and stay for up to 30 days without applying for a visa. If you’re planning on staying for longer than this, then you’ll need to apply for a visa from the Philippine embassy.

More information about visas and entry requirements can be found here.

Healthcare in the Philippines

The standard of healthcare services and facilities can vary depending on where you’re travelling to in the Philippines. It’s much easier to find decent healthcare services in the larger cities, whereas in the more remote areas it can be difficult to find any healthcare services at all. It’s important to make sure adequate travel insurance with medical cover and repatriation if necessary, prior to travel.

Also, be sure to speak to your GP at least four to six weeks prior to travel to check whether there are any vaccinations or other preventatives needed.

You can find more information about healthcare in the Philippines here.

Medical & Emergency Assistance in Philippines

If something happens while you’re in Philippines and you need emergency treatment for an illness or injury, we’re here to help. All travel insurance policyholders have access to our 24-hour medical assistance team.


  1. Unlimited emergency medical expenses available on Black level policies.
  2. InsureandGo’s Gold achieved a Which? Best Buy.