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Winter sports travel insurance

We know thinking about travel insurance is a bit of a drag, so that’s why we've made getting covered as simple as possible. Whether you’ll be on the black runs or the beginner slopes, you can rest assured knowing that your winter sports insurance is one thing you won’t have to be worrying about.

What is included within our winter sports insurance?

Our winter sports travel insurance includes a range of different activities, from skiing and snowboarding to bobsleighing and tobogganing. Here's a list of all the winter sports activities we cover from A to Z (or B to T):

  • Bobsleighing
  • Cat skiing
  • Cross country skiing
  • Freestyle skiing
  • Glacier walking or trekking under 6,000m altitude
  • Heli-skiing
  • Ice climbing under 100m (supervised)
  • Ice fishing
  • Ice hockey
  • Lugeing
  • Mono skiing
  • Off-piste skiing or snowboarding (unless considered unsafe)
  • Recreational ski or snowboard racing
  • Skeletons
  • Skiing
  • Ski acrobatics
  • Ski bob racing
  • Ski/snowboard fun parks
  • Ski racing or training (non-professional)
  • Ski stunting
  • Ski touring with a guide
  • Snowboarding
  • Snowmobiling
  • Tobogganing

We can cover your kids for free!

If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.

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Emergency? Call us:
+44 (0)207 748 0060

For everything else, contact us.

We do pet insurance now too

So if you've got a cat, dog or rabbit that needs insuring, get them covered today.

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Why do you need travel insurance for winter sports?

It's important to think about buying a thorough winter sports insurance policy which will not only cover you in the event of an accident or injury, but will also cover your ski or snowboarding equipment if it gets lost or stolen. We know this is the last thing you want to think about when you’re looking forward to a winter break, but rest assured that we’ll have you covered.

What’s included in our winter sports cover?

First of all, did you know you could get winter sports insurance for free? Yes, free! We provide free cover for winter sports as part of our annual multi-trip insurance. Get cover for up to 10 days for Budget policies, 17 for Silver and up to 24 days for Gold and Black.

If you’re just looking for single trip cover then we offer winter sports as an optional extra on all of our policies.

Some winter activities, which we class as being particularly hazardous, can carry an increased medical excess and won’t be covered under personal accident and liability. This includes ice hockey, ski acrobatics and a few more. For a full list, see the policy wording.

Ski flying, ski jumping and ski mountaineering are not covered within any of our policies.

Are there any restrictions to the winter sports insurance cover?

We have no age restrictions on our winter sports travel insurance at all.

We cover off-piste skiing and snowboarding, unless the area has been designated as unsafe by the resort. Unfortunately, we won’t be able to cover any professional-level ski racing or training, but this usually isn’t a problem (even if you think you’re the next Eddie the Eagle).

We will cover all skis, poles, snowboards, boots & bindings, and won’t sting you like some other companies for using ski racks! We won’t be able to cover sports equipment that is left unattended in a public place, but this is all covered in our policy documents

Winter sports safety tips

Don’t let an accident on the first day ruin the whole week, remember a few simple tips and ensure a great time in the snow.

  1. Wear a helmet
    I know this seems like a really boring suggestion, but seriously – the amount of accidents and even deaths caused by head injuries have made many resorts set rules to make helmets mandatory when on the slopes.
  2. Wear suntan lotion
    Any seasoned pro knows that suntan lotion to the face is a must. Unless, of course, you want to show off your skiers burn lines in the office the following week.
  3. Dress smart
    First timers always seem to make the same mistake – you don’t need to dress for the Arctic! If you’re skiing or snowboarding all day, you’ll generally be keeping your body temperature quite high. Invest in a good coat and ski trousers. One will keep you warm, the other will keep your butt dry after you’ve landed on it for the hundredth time.
  4. Know your limits
    Winter sports – the clue is in the name. Most activities will use muscle groups that you probably haven’t used in a while - or at all! Cramp is a common occurrence and when you’re halfway down a vertical slope, it can be pretty inconvenient! Ease yourself in - you’ve got a whole holiday ahead of you.
  5. Don’t go into the roped off areas
    Again, this may seem an obvious one – but that fresh powder can look oh so appealing. Seriously though, there are so many horror stories about people getting lost or setting off avalanches – why take the risk?

There is a lot of extra information available from great places like and the NSAA. Plus your resort will usually have a wealth of info and tips available.

To choose the right winter sports travel insurance policy for you, get a quote online or read our policy documents for more information.

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