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Surfing travel insurance

Surfing is something most of us would love to try. Feeling the power of the waves beneath your feet appeals to millions of people worldwide.

Surfing can be tricky to master, but finding adequate cover for your trips shouldn’t be.

Whether this is your first wave or the big kahuna you’ve been waiting for, you can rest assured knowing that your surfing travel insurance won’t be something to worry about.

Our travel insurance policies all come with automatic cover for over 100 sports and activities, including insurance for surfing, jet skiing and even scuba diving! Terms and conditions apply, so please check your policy wording for full details of these and the other activities we cover.

Why do I need travel insurance for surfing?

While incredibly fun, surfing can also be a risky activity. Being caught up in a wave or rip tide could lead to some injuries, and if you’re abroad, you may need medical attention. It’s essential to have quality surf travel insurance, which will cover you in the event of an accident or injury. Rest assured, we’ll have you covered!

What’s included with surfing insurance?

As surfing falls under all our policies as part of our cover for over 100 sports and activities, you’ll be able to ride those waves knowing that you’re covered for: 

 It’s important to note that our surfing travel insurance doesn’t include kite surfing over land, so if you plan to surf away from the water, you’ll need additional extreme sports travel insurance.

If you want to try surfing on your holiday, you can be covered by our policies. However, please note that you will not be covered if this is the main purpose of your trip.

Will my surfboard be insured?

While surfing is covered under all our policies, sports equipment can be expensive, so it should be fully insured if you’re travelling with yours. All our policies include cover for valuables, including sports equipment, so make sure you choose the right level of cover for your needs. If your surfboard is particularly expensive, you can add extended gadget and valuables travel insurance to your policy, which covers up to £1,000 per item – see our policy wordings for more details.

Surfing safety tips

Don’t let an accident on the first day ruin the whole week; remember a few simple tips and ensure a great time on the waves.

  1. Recognise, and be wary of rip currents.
    Rip currents (or rips) are strong water currents that usually move out to sea. They look like a dark or murky line moving away from the beach. Avoid them so you don’t get caught up in one.
  2.  Always wear a leash.
    A leash is like a lanyard that attaches both to you and your surfboard, making you less likely to lose your board. Some beaches are very serious about having your surfboard leashed at all times to prevent any unnecessary injuries.
  3.  Follow the surfing rules (and general rules) of the beach.
    Each beach has unique rules designed to keep people as safe as possible during their visit. Ensure you read and respect these rules to help make your surfing experience safe and enjoyable.
  4.  Choose the right surfing travel insurance policy for you.
    Get a quote online or read our policy documents for more information on our travel insurance for surfing.
  1. Unlimited emergency medical expenses available on Black level policies.
  2. Based on 2,050 responses, correct as of 22/01/2024