Over 70s travel insurance
At InsureandGo, we want travel insurance to be available to as many people as possible – whether you’re 21, 70 or 100+, we’ve got you covered. Our policies have no upper age limit and we’ll consider any medical conditions you might have.
Travel insurance for over 70s with pre-existing medical conditions
At InsureandGo, we’ll consider any medical conditions. We never exclude a condition without asking you questions about them first. That way we can work out if we can cover you for them and, if we can, how much extra that will cost.
It’s important to let us know about any medical conditions you have before you buy your policy. We can cover many conditions free of charge, but for others there may be an additional premium to pay. To find out more, please read our page about travel insurance for medical conditions or take a look at our policy wording documents.
What types of activities are not covered under your over 70s travel insurance?
Fancy having a go at jet skiing, doing a bit of scuba diving or even bungee jump off a bridge somewhere? Well, no matter which one you choose (or just a relaxing hike in the local scenery), you’ll be covered. Our policies include cover for over 50 sports and activities as standard, no matter what your age is. You can even add on cover for more extreme activities by adding our hazardous activities cover. You can find a list near the back of the policy documents with all the activities we cover and whether or not you’ll need to add extra cover.
Will my policy be more expensive if I’m over 70?
Yes, unfortunately the costs rise because of the increased risk of claims when older people travel. This is normal with all travel insurance policies so you may find you pay slightly more.
Does my over 70s travel insurance change depending on where I’m going?
Yes, but this isn’t because you’re over 70. Policy prices change depending on where you’re going because different countries have different costs for medical treatment. For example, medical expenses in the US are a lot higher than medical costs in Spain.
How long can I travel for if I’m over 70?
As long as anyone else! Our policies do have trip limits, but these don’t depend on your age. With a single trip policy, you can be abroad for 365 days if you choose to! Our annual multi-trip policies allow you to travel as often as you like, but with a duration limit on each individual trip. Budget policies would cover you for 31 days at a time, Silver or Gold for 45 days, and Black policies can cover unlimited trips of up to 55 days.
Cruise travel insurance
Planning on taking a cruise as well? Then all you need to do is add our cruise travel insurance to your policy.
Just like our standard travel insurance, we can consider any pre-existing medical conditions on our cruise travel insurance, which also has no upper age limit.
Our cruise holiday insurance includes extra cover for a number of cruise specific eventualities including cabin confinement, interruption, itinerary changes and more.