Long stay travel insurance
With long stay travel insurance from InsureandGo, your holiday doesn’t have to stop at a fortnight. We can cover trips of up to a whole year in length, whether you’re planning to travel the world or spend a season on the slopes.
What is long stay travel insurance?
Long stay travel insurance can cover your longer-than-average holiday, whether an extended 3 week stay or an epic round the world trip. If you’re going away for three or four weeks instead of the traditional one to two, then you’ll be pleased to know our standard single trip policies will still cover you. In fact, they’ll cover a trip of up to 365 days!
This isn’t the same as annual travel insurance, which covers you for multiple trips during the year, rather than one long trip.
What does long stay travel insurance cover?
All of our long stay travel insurance policies include:
- Cover for cancellation of your trip
- Over 100 sports and activities covered (See policy wording for a full list)
- Emergency medical expenses
- Personal belongings and baggage cover
- Personal money, passports and travel documents cover
- Accommodation cover
- Legal expenses cover
The excess and cover limits will vary depending on the level of cover purchased. Find out more in our policy wording. Further items and activities can be added to your travel insurance policy, making sure you are covered for any specific needs.
Who is long stay travel insurance suitable for?
Long stay travel insurance is suitable for anyone! Our single trip policies can cover trips of up to a year, and have no upper age limits. So if you’re planning to travel around Southeast Asia on your gap year or volunteering for some charity work abroad, you’re in the right place to get a quote.
Does long stay travel insurance cover several countries?
It can! Just let us know the countries you’ll be travelling through and we’ll quote you a price for the whole trip. To choose the right long stay travel insurance policy for you, get a quote online.
Does long stay travel insurance cover multiple trips?
No, it covers one long trip, and ends when you get back to the UK. If you want cover that will cover multiple trips for a whole year, check out our annual travel insurance instead.
Can I buy long stay travel insurance after booking a trip?
Some travel operators may require you to buy your insurance at the same time as booking your trip. Others are more flexible as long as you obtain your travel insurance before you depart.
Long stay travel insurance with medical conditions
We cover a wide range of medical conditions on our Silver, Gold and Black level policies, however long you’re travelling for, and we will never refuse to cover a pre-existing medical condition without prior consideration. We can usually cover any medical conditions with an additional premium, and medical cover on your long stay holiday is no exception.
Does a long stay travel insurance cover me while working abroad?
If you’re working with hand tools, then conservation or charity work is included as standard under all our policies. We can insure you for manual labour too, but you would need to add our hazardous activities cover to your policy.