Specialist Travel Insurance
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Specialist Travel Insurance
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Travel Insurance for over 80s with pre-existing medical conditions

Whatever your age, when going away on holiday, insurance is one of the last things on your mind. But getting that little bit older can make finding the right policy difficult – especially if you have pre-existing medical conditions. At InsureandGo, we think travel insurance should be available to everybody. Whether you’re 21, 85 or over 100, we’ve got a policy for you.

How do I get cheap travel insurance if I’m over 80?

Unfortunately, the older you get the more the cost of insurance rises. This is because statistically, there is an increased risk when older people travel. You may also be paying more to have pre-existing medical conditions included on your policy.

Do you limit how long can I go on holiday for if I’m over 80?

No, we don’t – you can travel for as long as anyone else! Our policies do have trip limits, but these don’t depend on your age. With a single trip policy, you can be abroad for a whole year if you want to! Our annual multi-trip policies allow you to travel as often as you like, but with a duration limit on each individual trip. Budget policies would cover you for 31 days at a time, Silver or Gold for 45 days, and Black policies can cover unlimited trips of up to 55 days.

Travel insurance for over 80s with medical conditions

We pride ourselves on considering any medical conditions you might have, and we never automatically exclude a condition without discussing it with you first.

We will always try to work out if we can cover you for any and all medical issues and how much extra that might cost. Some conditions we’ll be able to cover at no extra charge, but there might be an extra cost if it’s something we often pay out for.

Our policy wording booklets have more details regarding medical conditions and your travel insurance.

If you’d rather speak to someone, then feel free to get in touch with us.

Is the cost of my over 80s travel insurance dependant on where I’m going?

This isn’t linked to your age, but yes – policy prices change depending on your destination as certain countries have cheaper or more expensive medical treatment. For example, should you need medical care in Spain, it will be a lot cheaper than in the USA.

What activities are included in your over 80s travel insurance?

We want you to be free to enjoy the local activities. From jet skiing and scuba diving, to cycling and hiking – you’ll be covered as standard. Our policies include cover for over 50 sports and activities, no matter what your age is. You can even add on cover for more extreme activities if you’re looking to be a bit more adventurous.

Cruise travel insurance

Planning on taking a cruise as well? No problem, simply add our cruise travel insurance when you’re buying your policy.

Just like our standard travel insurance, we can consider any pre-existing medical conditions on our cruise travel insurance, which also has no upper age limit.

Our cruise holiday insurance includes cover for a number of cruise specific eventualities including cabin confinement, interruption, itinerary changes and more. 

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