- Travel insurance
- Other insurances
- About us
- Make a claim online
Mastering a set of skis can be tricky enough without having to master a complicated website to buy your insurance. Because we know you just want to get on and enjoy your trip, we've made getting winter holiday insurance as quick and simple as possible.
Our winter sports and ski travel insurance is available for one-off trips or multiple trips throughout the year. We can even cover activities like skiing, snowboarding, bobsleighing, and even skeletons for free when you buy an annual policy.
Whether you’ll be on the black runs or the beginner slopes, you can rest assured knowing that your winter sports insurance is one thing you won’t have to be worrying about.
Our winter sports travel insurance includes a range of different activities, from skiing and snowboarding to bobsleighing and tobogganing. Here's a list of all the winter sports activities we cover:
(Note: Unfortunately, we’re unable to cover ski flying, ski jumping or ski mountaineering. Excesses may apply. For more information on what you’re covered for, see our full policy breakdowns.)
We can cover your kids for free!
If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.
We do pet insurance now too
So if you've got a cat, dog or rabbit that needs insuring, get them covered today.
It's important to think about having a thorough winter sports insurance policy which will not only cover you in the event of an accident or injury, but will also cover your ski or snowboarding equipment if it gets lost or stolen. We know this is the last thing you want to think about when you’re looking forward to a winter break, but rest assured that we’ll have you covered.
First of all, did you know you could get winter sports insurance for free? Yes, free! We provide free cover for winter sports as part of our annual multi-trip insurance. Get cover for up to 10 days for Budget policies, 17 for Silver and up to 24 days for Gold and Black.
If you’re just looking for single trip cover then we offer ski and winter sports as an optional extra on all of our policies.
Some winter activities, which we class as being particularly hazardous, can carry an increased medical excess and won’t be covered under personal accident and liability. This includes ice hockey, ski acrobatics and a few more. For a full list, see the policy wording.
Unfortunately, ski flying, ski jumping and ski mountaineering are not covered on any of our policies.
Our skiing insurance covers a range of skiing activities, including:
Whether you take your own or hire equipment from the resort, we’ll make sure your stuff is covered. For skiers, this will include your skis, poles, boots and bindings, plus any helmets. We also cover snowboarding equipment for the shredders among you.
If you lose or have your pass for the ski lift stolen, we’ll pay you the unused percentage of the cost of your pass based on its value at the time it was lost or stolen.
Oh yes! We’ll even cover you off-piste.
As long as resort management have not identified the area as unsafe, then we’re happy to include all off-piste skiing in our ski travel insurance policies. So you can explore even further!
Don’t leave your stuff unattended in a public place! Although this is probably self-explanatory, remember to be cautious – relaxed holiday makers make easy targets for theft. But don’t worry, you won’t need to be on high-alert your entire trip, as we don’t class the use of ski racks to be a public place. If you stop for a break between 10am and 8pm, just use the ski-racks as normal and we’ve got you covered.
Lastly, just make sure you let us know about anything that happens as quickly as possible. Any lost or stolen ski equipment must be reported to the police within 24 hours, so make sure to report any incident immediately to resolve the issue ASAP.
You can check through any exclusions you might be unsure of by checking our policy documents.
We have no age restrictions on our winter sports travel insurance at all.
We cover off-piste skiing and snowboarding, unless the area has been designated as unsafe by the resort. Unfortunately, we won’t be able to cover any professional-level ski racing or training, but this usually isn’t a problem (even if you think you’re the next Eddie the Eagle).
We will cover all skis, poles, snowboards, boots & bindings, and won’t sting you like some other companies for using ski racks! We won’t be able to cover sports equipment that is left unattended in a public place, but this is all covered in our policy documents
Don’t let an accident on the first day ruin the whole week, remember a few simple tips and ensure a great time in the snow.
InsureandGo customers have rated our customer service on average / 100 based on reviews.