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Single trip travel insurance

Whether you're going on a one-off holiday or a business trip, our single trip travel insurance could be the ideal choice. It offers great, simple cover for anything from a short UK break to a year of travelling around the world.

We can cover your kids for free!

If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.

Useful bits

24 hour medical assistance
+44 (0)207 748 0060

Customer services
+44 (0)207 748 8593

We do pet insurance now too

So if you've got a cat, dog or rabbit that needs insuring, get them covered today.

Tell me more

What is single trip travel insurance?

Single trip travel insurance is what most people need for a one-off holiday or business trip. Typically, single trip travel insurance policies will cover most standard travel issues such as injury and illness, theft of possessions and holiday cancellations. But most companies, including us, will allow you to upgrade and tailor a policy to suit your specific needs.

If you’re likely to go on more than one holiday in the same year, then choosing an annual multi-trip policy may be more suitable, saving you time and money. 

What is covered in our single trip travel insurance policy

Age restrictions

We have no upper age limit for single trip travel insurance. We can even cover children for free when they travel with you.

If you’re aged 66 or over when you buy your insurance, we can cover you for up to 31 days per trip. This is usually more than enough for most holidays, but if you’re planning a longer stay then just get in touch so we can provide you with a bespoke policy.

If you’re over the age of 90, then we need to speak to you on the phone in order to tailor a policy specifically to your requirements, medical or otherwise. Please call us on +44 (0)330 400 1235 for a quote. Otherwise, simply buy online.

Holiday length restrictions

Our single trip travel insurance policies will cover you for up to 365 days per trip whether you choose our Budget, Silver, Gold or Black insurance packages.

If you’re travelling for over 365 days, give our backpackers insurance a try. It can cover trips of up to 18 months in length.

But don’t forget that we can only cover you for up to 31 days if you’re aged 66 or over.

Medical cover

Do I need single trip medical cover when I have a European Health Insurance Card (EHIC)?

The EHIC (which used to be called the E111) entitles the holder to medical treatment at the same price as the residents within EU countries. This often means either free of reduced costs. It may not always provide sufficient cover, however. For example, if you’re taken to a private clinic in a private ambulance, you won’t be covered. The EHIC also doesn’t cover the cost of repatriation if you need to be flown back to the UK due to accident or illness. For these reasons, it’s advisable to take out adequate travel insurance as well.

Can I get single trip travel insurance if I have a pre-existing medical condition?

Many pre-existing medical conditions can be declared when buying travel insurance. You’ll then have the choice to either exclude this and possible related conditions from the policy, or pay a premium to have them covered. You won’t be able to claim for any declared and excluded pre-existing medical conditions where cover cannot be provided or if you’ve chosen not to pay the premium to provide cover. Read our policy documents or have a look at our page on travel insurance for pre-existing medical conditions for more information.

Destinations we cover in our single trip insurance

We group all destinations into the areas below. Be sure to read up on exactly which countries are included in each area, as often our European cover will be enough to cover most holiday destinations.

  • Area 1
    UK (except the Channel Islands)*
  • Area 2
    Europe (plus Egypt, Morocco, Tunisia, Russia and Ukraine)**.
  • Area 3
    Worldwide (except the USA, Canada, Mexico and the Caribbean***).
  • Area 4
    Australia and New Zealand.
  • Area 5
    Worldwide.

* For trips within Area 1 there must be a minimum of 25 miles radius between your home and your pre-arranged and booked accommodation.

** Europe - Albania, Andorra, Austria, The Azores, The Balearic Islands, Belarus, Belgium, Bosnia, Bulgaria, The Canary Islands, The Channel Islands, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Kosovo, Lapland, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, Russia, San Marino, Sardinia, Serbia, Sicily, Slovakia, Slovenia, Spain, Sweden, Switzerland, Syria, Tunisia, Turkey, Ukraine and the Vatican City.

*** Caribbean - Anguilla, Antigua and Barbuda, Bahamas, Barbados, Bermuda, Cayman Islands, Cuba, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Montserrat, Netherlands Antilles, Puerto Rico, St Kitts and Nevis, St Lucia, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, Virgin Islands (British) and Virgin Islands (US).

To find out more about the destinations we cover visit our FAQs page.

If you’re unsure which area your trip falls into, contact our customer services team by phone or by using the online contact form.

Expensive valuables and equipment

Our most basic single trip travel insurance cover insures valuables up to £100. If you need more than that, we not only offer valuables extension cover but also, specific sports equipment cover.

What else am I covered for?

All of our one-off single trip travel insurance policies include:

  • Cover for cancellation of your trip
  • Over 50 activities covered as standard (see policy wording for a full list of activities)
  • Emergency dental treatment
  • Personal belongings and baggage cover
  • Personal money, passports and travel documents cover
  • Accommodation cover
  • Legal expenses cover
  • Airline failure cover

The excess and cover will vary depending on the level of cover purchased.

Further items and activities can be added to your travel insurance policy, making sure you are covered for your specific needs.

If you’re not sure if you’re covered, or want to add something to your policy, feel free to get in touch by calling us on +44 (0)330 400 1235.

Other information

All of our single trip travel insurance policies are available to UK residents (someone who has been living in the UK or the Channel Islands for at least six of the last 12 months). Unfortunately, we  can’t provide cover to anyone who doesn’t fit this description. To choose the right one-off travel insurance policy for you, get a quote online or browse our policy documents for more information.

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