Breast cancer Travel Insurance

Whether you’re just diagnosed or in remission, we can offer breast cancer travel insurance. So you know you’re protected. 

Can you get travel insurance if you have breast cancer?

You can with InsureandGo. We think travel insurance should be available to as many people as possible. 

Breast cancer is the most common cancer in the UK, with over 56,000 new cases each year. Thanks to improvements in treatment, breast cancer survival rates have doubled in the last 50 years.

An estimated 600,000 people in the UK live with, or are in remission from, breast cancer. This is predicted to rise to 1.2 million in 2030. Many of those will wish to continue living normally, including going on holiday! 

Finding the right travel insurance lets you enjoy your trip, knowing you’re protected if something goes wrong. But many providers do not offer travel insurance for those living with cancer. No wonder 60% of people living with cancer say getting travel insurance is their top concern when going away.

At InsureandGo, we’ll consider all medical conditions. Whether you’re recently diagnosed, undergoing treatment, or living with terminal cancer, we’ll do our best to find a policy that’s suited to your needs. 

Here’s why finding the best breast cancer travel insurance is a must: 

• Covers emergency medical expenses: If you’re receiving treatment for breast cancer, you may need to take extra precautions on holiday. Taking tamoxifen can increase the risk of developing blood clots on long-haul flights. Both radiotherapy and chemotherapy can make your skin more sun-sensitive. Breast cancer travel insurance means you’re covered for emergency medical treatment related to your condition. 
• Covers repatriation: If you need to be flown home due to a medical emergency, repatriation costs can be high, even in Europe. The cost for one UK traveller in Spain was £124,000. Travel insurance with breast cancer cover included can ensure you’re not left paying the bill.
• Covers cancellation: In our recent survey, 48% said cancellation cover was their most important travel insurance feature¹. If your travel plans change due to health reasons, breast cancer travel insurance will cover any unexpected costs.
• Protects your belongings: A lost or stolen bag is a common travel mishap. But it can be a serious problem if it contains essential medication. In the USA, the retail price of tamoxifen is $114. Breast cancer travel insurance makes sure you’re not left counting the cost.
• Help when you need it: Travelling with breast cancer can mean some extra planning and possible risks. We also offer a 24/7 emergency medical helpline if you need it.
• Lets you do more: Living with breast cancer shouldn’t put a stop to your travel plans. We cover over 100 different sports and activities as standard.

Please note: ‘breast cancer travel insurance’ is a general term for one of our standard travel insurance policies. It is subject to medical screening and may require an additional premium. We don’t offer specialist cover for this specific condition.

Make sure the policy you’ve chosen covers you for all the activities you have planned. Our policy wording provides full terms and conditions of what is and isn’t included. 

You’ll also need to tell us all your pre-existing medical conditions. We can’t cover any costs related to medical issues that aren’t declared. If your medical history isn’t accurate, you may have to pay for unexpected medical costs. 

What types of breast cancer does InsureandGo’s travel insurance cover?

We understand the needs of travellers with breast cancer and will tailor a policy to your specific medical requirements. We’ll consider all forms of breast cancer, even if you are:

• Newly diagnosed: In the UK, a woman is diagnosed with breast cancer every ten minutes. We can provide travel insurance following a breast cancer diagnosis, from the early stages through to stage 4 and metastatic cancer. 

• Receiving treatment: It may be possible to travel while receiving treatment for breast cancer. For example, if you’re receiving hormone or targeted therapy, or you’re between chemotherapy sessions. You’ll need to get the go-ahead from your doctor first. We can’t cover you if you’re travelling against medical advice.

• Told your cancer is terminal: We may be able to offer you cover if you have terminal cancer, if your GP confirms you’re fit to travel. That’s as long as your prognosis is more than six months from your return date.

• In remission: Breast cancer is considered to be in remission when there are no signs or symptoms of cancer after treatment. You’ll need to declare breast cancer as a pre-existing condition even if you’re in remission, if you’ve done any of the following in the last 24 months:
  • Gone to any medical appointments regarding your breast cancer
  • Experienced any symptoms
  • Had any tests or received any results
  • Had surgery
  • Had treatment
  • Taken medication

What does InsureandGo’s breast cancer travel insurance cover?

The best travel insurance for your holiday

From blissful beaches to thrilling adventures, every trip is one-of-a-kind. Flexible add-ons from InsureandGo let you tailor your policy to your plans. So what sort of holiday will you be having?

• Stepping on board? Cruise insurance can make it smooth sailing. Get extra cover for ​​cabin confinement, cruise interruption, itinerary changes, and more. 
• City hopping in Europe? Our European Travel Insurance will protect you, wherever your journey takes you.
• Road-tripping in the USA? Worldwide travel insurance that includes the USA will cover you for the length of Route 66.
• On a family adventure? Cover everyone on your trip with family travel insurance.
• Sports fan? Golf insurance covers everything from green fees to clubs. You could even get travel insurance for more extreme sports. 

Choose a cover level to suit your travel needs

	Black	Gold	Silver
Medical expenses and repatriation	Unlimited	£15 million	£10 Million
Cancellation and curtailment	£10,000	£7,500	£5,000
Travel delay	Up to £650	Up to £540	Up to £450
Personal belongings	£5,000	£2,500	£2,000
Legal Expenses	£60,000	£50,000	£15,000
Standard Excess	Nil	£50	£60

Breast cancer travel insurance with other pre-existing medical conditions

Having more than one medical condition is extremely common. In one study, 58.4% of women with breast cancer had at least one other pre-existing health condition. 25.8% had more than one. Having breast cancer and hypertension (high blood pressure) was the most common co-morbidity.

We can cover your trip for multiple pre-existing health conditions, as well as your breast cancer. Just tell us all your conditions. We’ll create a quote that works for you.

 Examples of medical conditions we can cover include:

To make sure you get the cover you need, we will ask you a few questions about your condition/s during the medical screening. Things we may ask about include:

• The type of breast cancer you have
• Whether the cancer has spread
• The grade of the cancer
• What treatment you’ve had and are currently undergoing
• Whether you have any other pre-existing conditions

You must declare all your pre-existing medical conditions when buying your breast cancer travel insurance. Otherwise, you won’t be covered if you have an emergency related to your conditions while away. 

To learn more, please read our page about travel insurance for medical conditions. Or take a look at our policy wording documents. 

How to book breast cancer travel insurance

Getting a quote for travel insurance with breast cancer cover is quick and easy.

1. Let us know about your trip

Tell us where you’re going, who you want to cover and when you want the policy to start. We’ll ask you about your breast cancer and any other pre-existing medical conditions.

You can give us this information online or by phone.

2. Get your quote

Once we have all the details we need, we will send you your quote. At this stage, you can go ahead and buy your policy, or save the quote for the future.

Our experts say…

“Living with breast cancer shouldn’t stop you from going on holiday. With the right travel insurance, you can plan your dream trip without worrying about unexpected costs. But the best breast cancer travel insurance does more than help you with medical emergencies. It can also cover your itinerary, from hiking to golf. We’ll work with you to make sure you get a quote that covers all your plans.”

Letitia Smith – Head of Communications

Our reviews speak for themselves

There’s a reason 99% would recommend us to family and friends². Here’s what our customers have to say about us.

Breast cancer travel insurance FAQs

Travel insurance guide