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Home Travel Insurance Turkey travel insurance
Melissa Hutchins
Travel Insurance Expert and Content Manager
Last updated December 5 2025
10 min read

Planning a trip to Turkey? We’ve got you covered. From ancient ruins and traditional hammams to bustling bazaars and turquoise coastlines, Turkey is full of unforgettable experiences. With our Turkey travel insurance, you can explore it all worry-free, knowing you’re protected every step of the way.

What is Turkey travel insurance, and do you need it?

While we all want to relax on holiday, sometimes things go wrong. Turkey is famous for its beautiful beaches and vibrant culture, making it a popular choice for holidaymakers. However, as with many popular holiday spots, pickpocketing can occur in busy areas. Some less touristy parts of the country can also experience unrest, which could increase the risk of disturbance to travel plans. This is where our travel insurance for Turkey comes in. It can help with costs for medical emergencies, stolen bags or cancellation of your trip. 

You can insure a single trip of up to 60 days with our Turkey travel insurance, including other countries on the same holiday. Or if you’re planning on going away more than once this year, you could save time and money with our European annual travel insurance. This covers Europe, Turkey and a number of other countries close to the region, including Morocco and Tunisia.

So why do you need insurance for travel to Turkey?

Having the correct travel documents and insurance are the top two reasons people feel confident when going on holiday.

Always check the latest FCDO advice for travel to Turkey. Make sure you read our policy wording for full terms and conditions, including what is and isn’t included with our cover.

What does InsureandGo’s Turkey travel insurance cover?

What’s covered?

Our Turkey travel insurance includes:

  • Emergency medical expenses cover
  • Cover for cancellation of your trip
  • Over 100 sports and activities covered (see your policy wording for a full list of activities)
  • Personal belongings and baggage cover
  • Personal money, passports and travel documents cover
  • Legal expenses cover
  • Delayed departure cover
  • Personal accident cover
  • Our 24-hour emergency assistance team, available to call, day or night
  • Plus, our annual European holiday insurance even includes some countries outside of Europe! You’ll be covered for countries bordering the Mediterranean Sea, Madeira, the Azores and more. See below for the full list

What’s not covered?

We strive to provide as much cover as possible. However, there are some situations that no travel insurance will cover. For example:

  • You cannot cover events or reasons to claim that took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
  • Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
  • All of our travel insurance policies include cover for cancellation of your trip, but there may be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go

Find out about our optional add-ons for activities like extreme sports, cruises and golf

We will consider all pre-existing medical conditions, find out more about medical travel insurance. The excess and the amount of cover available will vary depending on the level of travel insurance you buy. To check the policy exclusions and what is and isn’t included, take a look at our policy wording.

The best travel insurance for your Turkey trip

Looking for the best travel insurance for Turkey from the UK? We have a range of cover and add-ons to suit your trip: 

Choose a cover level to suit your travel needs

BlackGoldSilver
Medical expenses and repatriationUnlimited£15 million£10 Million
Cancellation and curtailment£10,000£7,500£5,000
Travel delayUp to £650Up to £540Up to £450
Personal belongings£5,000£2,500£2,000
Legal Expenses£60,000£50,000£15,000
Standard ExcessNil£50£60

Turkey travel insurance with pre-existing medical conditions

Securing travel insurance for medical conditions can be a concern, but there’s no need to worry. We’ll consider any medical condition and do our best to provide the best possible cover. Just follow our simple online screening process when you buy your policy, either over the phone or online.

 Examples of medical conditions we can cover include:

How to book our travel insurance for Turkey

We make getting a quote for Turkey travel insurance quick and easy:

1. Tell us a few details about your trip

Where you’re going, when, and who with. Then let us know about any pre-existing medical conditions you wish to cover. 

2. Get your Turkey travel insurance quote

We’ll show you your quote, then all you have to do is decide if you want to buy it now or save it for later.

Our reviews speak for themselves

Good, honest and reliable

“Nice and easy to use. I was very impressed with your company’s handling of my last insurance with you. I had to cancel my trip to Turkey due to illness, and you sorted out reimbursing me. It’s good to find an insurance company you can trust.”

Alison. InsureandGo customer.

There’s a reason 99% would recommend us to family and friends1. Here’s what our customers have to say about us.

Turkey travel insurance FAQs

Is Turkey classed as Europe for travel insurance policies?

Turkey straddles two continents, Europe and Asia. We include Turkey and many other countries in our European annual travel insurance. This is because they are geographically near Europe and have similar medical care costs. Other countries we include are Tunisia, Egypt and Morocco. See our European travel insurance page for more details and a full list of countries.

Do I need a visa for Turkey?

No. As a British citizen, you can travel to Turkey for tourism or a business trip for up to 90 days without a visa. If you have plans to stay longer, you will need to apply for a longer stay visa or a residence permit. You can find more information about visas and entry requirements for Turkey here. Remember, our single trip policies for Turkey cover up to a maximum of 60 days.

How much is travel insurance for Turkey?

Turkey travel insurance will vary in price depending on many factors:

  • Your age and any pre-existing medical conditions
  • Whether you’re visiting any other countries 
  • The cover level you choose
  • Whether you need add-on cover for any activities, valuables, etc
  • If you want an annual or single trip policy

Get a quote online now to find out how much your travel insurance for Turkey will cost.

Do you need travel insurance to visit Turkey if you have a Global Health Insurance Card (GHIC/EHIC)?

The Global Health Insurance Card (GHIC) does not cover all countries and cannot be used in Turkey. You will need to buy a travel insurance to Turkey policy if you want cover for emergency medical expenses.

In countries where the GHIC does apply, it gives you access to some state healthcare at the same cost as local residents. This will often mean free or reduced-cost medical treatment. But remember, the GHIC does not provide cover for cancellation of your holiday or loss or theft of your belongings. 

Do you need travel insurance for Turkey?

Unless you need to get a visa for your trip, it isn’t mandatory to get travel insurance when you’re visiting Turkey. However, it will provide cover if anything goes wrong. Travel insurance can help with costs if you have a medical emergency, need to cancel your trip for reasons outside your control, or face legal expenses. You could rack up high costs if these things happen and you don’t have travel insurance. So the UK Government recommends that you buy a travel insurance policy for Turkey before you go.

Who can buy an InsureandGo Turkey travel insurance policy?

Alll our travel insurance for Turkey policies are available to UK residents. This means:

  • Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
  • They must be in the UK at the time of purchase
  • All trips must start and end in the UK

Get a quote online or browse our policy documents for more information.

Travel insurance guides

Frequently asked questions

If you’ve got more questions about how our Turkey travel insurance works, or more general travel insurance queries, have a read through our FAQs.

Travel advice

Our travel advice section offers handy tips and guides to specific countries, from what documents you need to what you might visit while you’re there.

Travel insurance reviews

If you want to know what our customers think of us, and why they rate us so highly, have a read through some of the reviews they’ve left us.

Melissa Hutchins
Travel Insurance Expert and Content Manager

With a background in journalism and years of experience across travel insurance and finance topics, Mellisa turns complex information into reassuring guidance. As Content Manager at InsureandGo, she communicates tips and insights on insurance to help people travel worry-free.

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* Discount based on the premium amount: 5% off premiums £0-£49, 10% off £50-£249, & 20% off £250+. Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Discount ends 23:59 on 29th January 2026. See Terms and Conditions for more details. All quotes from 19th December 2025 to 23.59 on 29th January 2026 will be included in the prize draw. Terms and Conditions apply.

InsureandGo’s Gold achieved a Which? Best Buy.
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  1. Based on 1,692 responses, correct as of 24/07/2025.
  1. Based on 1,692 responses, correct as of 24/07/2025.