Dog insurance
  • Up to £12,000 cover for vet fees
  • £2 million public liability cover for dogs*
  • Cover for death caused by accident or illness*
  • Pay monthly at no extra cost
*Selected policies only


Dog insurance

Your dog is your best friend, so we wouldn’t blame you if you wanted to spend more time going for walks and less time looking for dog insurance. We make covering your canine companion as simple as possible so you can get on and spend quality time together.

Pet insurance benefits

  • Up to £12,000 cover for vet fees
  • £2 million public liability cover for dogs*
  • Cover for death caused by accident or illness*
  • Pay monthly at no extra cost

*Selected policies only

Useful bits

Customer services
0330 400 1419

01423 535 057

What does InsureandGo’s dog insurance typically cover?

Our dog insurance policies can offer a range of benefits for vet fees, holiday cancellation (just in case your dog needs emergency treatment), cover for loss by theft or straying including advertising and a reward, boarding fees and more.

For full details regarding dog insurance cover, please read our policy documents or have a look at our pet insurance FAQs page for any questions you may have.

What types of dog insurance are available?

Accident Only

Typically the cheapest policy available, this type of dog insurance will cover you if your dog dies or needs treatment as a result of an injury. This won’t include any pre-existing or non-emergency illnesses (e.g. skin conditions, diabetes, etc.) Our Accident Only dog insurance provides cover of up to £1,250 for accidental injuries only.

This dog insurance also covers any ‘complementary treatment’ resulting from an injury (e.g. vet consultations, tests, medication and even chiropractic manipulation provided it’s been recommended and carried out by your vet).

Standard Cover

Often referred to as ‘time-limited’ cover, Our Standard insurance is an annual policy which provides your dog with cover for up to £3,000 per condition for up to 12 months. This means there will be a 12-month time limit on any one illness your dog might have. Once the 12 months is up, the condition will be excluded from the policy.

Maximum Benefit

This policy includes all of the above, plus cover for illnesses, theft or straying, boarding fees if you’re injured and need someone to care for your dog, holiday cancellation (if you have to cancel because your dog becomesill), and emergency repatriation. We offer three types of Maximum Benefit cover for dogs, with vet fees limits of £2,000, £4,000 and £7,000 per condition. For more information, see our policy documents.

Unlike time-limited policies, with Maximum Benefit, your dog’s illness or injury will continue to be covered when you renew, although you may only claim up to the maximum amount per condition.

Life Premium

This is the policy that’s often recommended by vets. Our lifetime insurance provides your dog with cover for up to £12,000 per year for any conditions which crop up as long as you don’t let the cover lapse. This means that, unlike time-limited and Maximum Benefit policies, your dog will be covered for an illness or injury for its lifetime up to an annual amount rather than an amount per condition. We offer three types of dog lifetime cover, with vet fees limits of £4,000, £7,000 and £12,000 per year.

All dog insurance policies include third-party liability which will cover the cost of damage caused by your dog to a person or their property. For more information on all of our dog insurance policies, see our policy documents page.

What are the benefits of having dog insurance?

Having dog insurance can have many benefits, such as cover for up to 12,000 for vet fees, claims can be paid directly to your vet and a 24/7 claims line.

We can also cover for death caused by accident or illness and overseas travel cover on selected policies.

Does the insurance cover for pedigree dogs?

From pedigree to crossbreed, InsureandGo cover a wide range of dogs and will consider all breeds. If you can’t find your pooch included in our policy booklets, or are not sure if your breed will be insured, simply give us a call on 0330 400 1383 or visit our pet insurance FAQs to find out which breeds are excluded from cover.

Will dogs with pre-existing conditions be covered?

InsureandGo do not cover medical expenses for any medications or treatment resulting from the pre-existing condition.

Does dog insurance cover vet fees abroad?

If you take out on of our Maximum Benefit or lifetime policies, your pet is covered for treatment for up to 45 days abroad each policy year.

Can puppies and older dogs be insured?

We can insure your dog from just six weeks old with no upper age limit.

Have other pets you’d like to insure? We also offer insurance for cats and rabbits. Take a look at our cats and rabbit insurance policies for information about what’s included in your cover.

We use cookies to improve your experience of our website. By using our site you agree to the use of them.