Travel insurance for Morocco means you won’t be out of pocket in the event of a medical emergency. Take us with you and have up to unlimited cover for medical expenses and repatriation.
What is Morocco travel insurance, and do you need it?
Travel insurance for Morocco means you’re covered against unexpected medical costs. You’ll also be covered for lost luggage or cancelling your trip.
Morocco is a popular destination for Brits. It draws in more than 610,000 British tourists every year. The Moroccan Tourism Minister says the goal is “to double the number of tourists visiting Morocco by 2027”. But if you’re planning to explore more of Morocco, you should make sure you’re protected in an emergency.
There’s no telling what mishaps could occur. Whether it’s dropping your phone in the souk or slipping out of your quad bike in the Sahara. Our travel insurance for Morocco covers a range of mishaps so you can focus on enjoying your trip.
- Emergency medical costs: Basic consultations and medications in Morocco are relatively affordable. However, public hospitals in Morocco are generally not recommended due to the lower quality of care. Major treatment or hospitalisation at private Moroccan facilities can be costly. This could be hundreds of pounds per day for tourists without comprehensive travel insurance coverage. A hospital stay at a private facility can cost around 14,000 dirhams (approximately $1,500) per day.
- Cover for most medical conditions: We’ll consider all pre-existing medical conditions. Just declare your condition, give us some details and we’ll send you a quote. Find out more about medical travel insurance or contact our helpful team.
- Get the right cover for your trip: Activity trips to the Sahara are common. Here, you can enjoy a wide range of fun things to do, like sandboarding or quad biking. But it’s important to make sure you’re covered with our activity cover.
- Protect against delays: The UK Government warns about a high risk of political unrest in Morocco, such as strikes or protests. There’s also a risk of terrorist activity. This could mean your plans may need to change at the last minute. If this leads to flight delays or cancellations, we’ll help cover the cost of missed tours and accommodation.
- Protect your belongings: Don’t let a lost or stolen bag ruin your holiday. Our insurance for travel to Morocco includes cover for your personal belongings, baggage and passport. Plus, we offer optional valuables cover for expensive gadgets like your tablet or laptop.
What does InsureandGo’s Morocco travel insurance cover?
What’s covered?
Our travel insurance for Morocco includes the following:
- Medical emergency expenses.
- Cover for cancellation of your trip.
- Our 24-hour emergency assistance team. They’re available to call, day or night, wherever you are
- Over 100 sports and activities covered (see your policy wording for a full list of activities)
- Personal belongings and baggage cover.
- Personal money, passports and travel documents cover.
- Accommodation cover.
- Legal expenses cover.
What’s not covered?
There are some situations travel insurance will not cover. For example:
- You cannot cover events or reasons to claim which took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
- Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
- All of our travel insurance policies include cover for cancellation of your trip. However, there may be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go
Find out about our optional add ons for activities like extreme sports, cruises and golf.
We will consider all pre-existing medical conditions. Find out more about medical travel insurance.
The excess and amount of cover available varies depending on the level of travel insurance you buy. Check the policy wording to see the full terms and conditions.
The best travel insurance for Morocco
Heading to Morocco? You might need a different type of travel insurance based on what you’re doing while you’re there.
- Just heading away once this year? You’ll need single trip travel insurance, which covers you for up to 365 days of consecutive travel.
- Going abroad multiple times? Our annual multi-trip travel insurance covers you for between 45-55 days of each trip.
- Exploring the desert? You’ll need hazardous activities cover if you’re planning to do things like quad biking or sandboarding.
- Fancy golfing in Morocco? Morocco is a rapidly growing golf destination, with year-round sunshine and over 20 golf courses across the country. Just make sure both you and your clubs are covered with our golf insurance.
- Not just visiting Morocco? Worldwide travel insurance covers you no matter where you end up.
Morocco travel insurance with pre-existing medical condition cover
We offer travel insurance for a variety of pre-existing medical conditions. 58% of our customers have at least one pre-existing medical condition3.
You’ll need to disclose your pre-existing condition/s before getting your quote. Simply do this during the medical screening process. To ensure you get the cover you need, we may need to ask you a few questions about your condition/s. Things we may ask include:
- When were you first diagnosed?
- Are you currently taking medication for your condition?
- When were you last admitted to hospital for this condition?
Examples of the types of health conditions travel insurance can cover include:
Remember to declare all medical conditions during the medical screening process. Otherwise, your policy may become invalid. To learn more, please read our page about travel insurance for medical conditions. Or you can review our policy wording documents.
If you’d rather talk to someone instead, please contact us.
Choose a cover level to suit your travel needs
| Black | Gold | Silver | |
| Medical expenses and repatriation | Unlimited | £15 million | £10 Million |
| Cancellation and curtailment | £10,000 | £7,500 | £5,000 |
| Travel delay | Up to £650 | Up to £540 | Up to £450 |
| Personal belongings | £5,000 | £2,500 | £2,000 |
| Legal Expenses | £60,000 | £50,000 | £15,000 |
| Standard Excess | Nil | £50 | £60 |
Is Morocco in Europe for travel insurance?
Morocco is in North Africa, not Europe. However, most travel insurance providers include Morocco as part of European policies. At InsureandGo, we are the same. We cover Morocco under any of our European travel insurance policies.
Always check the wording of your specific policy to be sure.
Which destinations are covered by our Morocco travel insurance?
We’ll cover Morocco travel with our single-trip policies. It’s also covered through European travel insurance on annual multi-trip policies.
We cover all of the major locations in Morocco under our Morocco travel insurance, such as:
- Marrakech: Known for its bustling souks, the vibrant Jemaa el-Fnaa square, and beautiful gardens.
- Fes: Famous for its ancient medina, Fes el-Bali, and the University of Al Quaraouiyine.
- Chefchaouen: Renowned for its stunning blue-painted buildings and charming streets.
- Sahara Desert: Offers unforgettable experiences like camel trekking and stargazing in traditional Berber tents.
- Essaouira: A coastal city known for its sandy beaches, historic medina, and cultural festivals.
- Casablanca: Home to the impressive Hassan II Mosque and a modern, cosmopolitan atmosphere.
- Atlas Mountains: Ideal for trekking and exploring scenic landscapes and Berber villages.
Please bear in mind that the FCDO strongly advises against all travel to Western Sahara. It is a disputed territory. Find more travel information about Western Sahara.
How to book our Morocco travel insurance
There’s so much to think about when planning a holiday. Luckily, you can get your travel insurance for Morocco sorted in just two steps.
1. Let us know a little info
We need to know a bit about your holiday. For example, who you want to cover, and when you want the policy to start. We’ll also ask you about any pre-existing medical conditions you have. This is so we can provide you with the right level of cover.
It’s quick and easy to give us this information online or by calling our team:
2. Get your quote
After you’ve given us all the necessary details, we’ll send you a quote. Once you’ve got the quote, you can either purchase it there and then or save it for the future.
Letitia Smith – Travel insurance expert
“Morocco is a popular tourist destination for us Brits. More than half a million of us are travelling there each year. But the heat and unfamiliar environments can be a source of trouble. It’s important to make sure that you’re covered for all eventualities. Whether that’s heatstroke landing you in hospital or losing your phone in the souks.”
Our reviews speak for themselves
Simple to arrange
“Needed some insurance for high-altitude trekking in Morocco. I phoned InsureandGo since the trek goes higher than the standard policy covers. Keith was great in taking the time to arrange the appropriate policy and at good value. Many thanks.”
– Jonathan
– Date of experience: 11 May 2023
There’s a reason 99% of our customers would recommend us to family and friends4. Here’s what they have to say about us.
Frequently asked questions on Morocco travel insurance
Do I need travel insurance for Morocco?
It is not mandatory to have travel insurance to visit Morocco. However, the UK Government advises that anyone travelling to Morocco should have the right level of travel insurance. This should include medical cover.
There is no reciprocal healthcare agreement between the UK and Morocco. If you do not have travel insurance and need healthcare services in Morocco, you must pay for them yourself.
Does European travel insurance cover Morocco?
Yes, most European travel insurance policies cover Morocco. This is even though it’s located in North Africa and not part of the European continent. At InsureandGo, we cover Morocco as part of our European travel insurance.
What type of travel insurance do I need for Morocco?
The type of travel insurance you need will depend on your holiday and your needs. If you’re visiting as part of a group, it might be easier to get group travel insurance. However, if it’s a family holiday, why not get family travel insurance?
Are you planning on doing any activities in Morocco, such as quad biking, paragliding or scuba diving? If so, you’ll need to add hazardous activities cover to your policy.
How much is travel insurance to Morocco?
The cost of travel insurance to Morocco depends on many different factors, including:
- Your age
- Your medical history
- Where you are visiting – even which regions or places in Morocco
- How long you are visiting for
Each of these factors can vary so much between people, or even between trips. That means there’s no standard, set price for travel insurance to Morocco.
Does the GHIC cover Morocco?
No, the Global Health Insurance Card (GHIC, previously EHIC) does not cover Morocco. The GHIC is limited to European Union countries. Also, Switzerland, Norway, Iceland, and Liechtenstein. It’s only valid for accessing state-provided healthcare.
Can I get Morocco travel insurance with a pre-existing health condition?
Yes, you can get travel insurance for Morocco if you have a pre-existing health condition. Simply declare your medical conditions during the medical screening process. We’ll work out a quote that gives you the right level of protection while you’re away.
Who can buy an InsureandGo worldwide travel insurance policy?
All our Morocco travel insurance for policies are available to UK residents. This means:
- Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
- They must be in the UK at the time of purchase
- All trips must start and end in the UK
Get a quote online or browse our policy documents for more information.
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Frequently asked questions
If you’ve got more questions about how our Morocco travel insurance works, or more general travel insurance queries, have a read through our FAQs.
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