Travel insurance for Australia
Make sure you’ve got the right Australia travel insurance for your trip. Things you need to take into account are:
- The cost of your holiday – Because if you have to cancel, you want to know that you’ll get that cost back
- The activities you’re likely to be doing – If you’re planning anything really extreme, we can offer you extreme sports cover if needed
- The cost of your baggage – After all, no one travels light to Australia
- And don’t forget to check the latest travel advice for Australia from the FCDO
What does InsureandGo’s Australia travel insurance cover?
What’s covered?
Our travel insurance for Vietnam includes:
- Medical emergency expenses.
- Cover for cancellation of your trip.
- Our 24-hour emergency assistance team, available to call, day or night, wherever you are
- Over 100 sports and activities covered (see your policy wording for a full list of activities)
- Personal belongings and baggage cover.
- Personal money, passports and travel documents cover.
- Accommodation cover.
- Legal expenses cover.
What’s not covered?
There are some situations travel insurance will not cover. For example:
- You cannot cover events or reasons to claim which took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
- Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
- All of our travel insurance policies include cover for cancellation of your trip, but there may be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go
Wondering what to expect from your trip to Australia? We’ve put together some facts and listed some other important information that you might want to know before you go.
| Currency | Australian dollar |
| Most common languages spoken | English (with Aussie slang) |
| Capital | Canberra |
| Continent | Australia |
| Population | Approx. 24 million |
| Plug type | Plug type I |
| Driving side | Left-hand side |
| Seasons | Spring – March to May Summer – June to August Autumn – September to November Winter – December to February |
| Laws | Local laws and customs |
Do I need a visa to visit Australia?
British citizens travelling to Australia will need to apply for a visa. You can either get an eVisitor visa from the Department of Immigration & Border Protection, or an Electronic Travel Authority visa (ETA), which you can get through your travel agent or airline. There are no fees for either visa applications, but a service charge will apply if you choose to get an ETA visa.
How much is travel insurance to Australia?
The price of Australian travel insurance can vary. It depends on things like how long you’re going for and whether you need travel insurance for medical conditions. Travel insurance for Australia is more expensive than for Europe because claims costs can be higher. We have four levels of cover -Budget, Silver, Gold and Black – so we’re sure to have a policy that suits you.
What travel insurance do I need for Australia?
When buying travel insurance for Australia, make sure you’re fully covered. Think about the cost of your trip and the things you’ll be taking with you. Choose a policy with enough cover that you’ll get your money back if something goes wrong. Holidays to Australia can be covered by single trip policies or by worldwide annual multi-trip travel insurance.
How much is travel insurance for a year in Australia?
Holiday insurance to Australia can vary in price. How much you pay will depend on your age, whether you have any medical conditions, and what you’ll be doing while you’re there. If you’ll be in Australia for a whole year, our single trip travel insurance can cover you. Just enter your trip dates and a few other details, and we’ll give you a quote!
Do you need travel insurance in Australia?
Yes! You should take travel insurance wherever you’re going. Australian travel insurance can cover the cost of your holiday, your belongings, and any unexpected medical costs. You need to make sure you’re covered so that you don’t end up out of pocket if anything happens. If you’re planning a family adventure together, don’t forget family holiday insurance.
Can I get insurance for backpacking in Australia?
We offer backpackers insurance for Australia for trips up to 365 days in duration.
Backpacker policies cover you for several things, including the below.
- Medical expenses
- Baggage
- Cancellation
- Personal liability (if you injure someone or damage their property)
- Over 100 adventure sports and activities
You can include our extreme sports travel insurance if you’re feeling extra adventurous. This option covers you for additional activities, including paragliding, sea kayaking and quad biking.
Healthcare in Australia
Because Australia has a reciprocal healthcare agreement with the UK, some of your medical costs may be covered while you’re on holiday. But it’s still important to have travel insurance to cover any other potential costs, including the costs of flying you home if you’re unwell.
Find more information about the Medicare system in Australia here.
How far is Australia from the UK?
Australia is over 9,000 miles from the UK. This is just one reason to ensure your Australian travel insurance covers medical repatriation.
Can you help if I need medical treatment while in Australia?
Yes – all our policies come with access to our 24-hour emergency assistance team, so there will always be someone here to help you if you become ill or are injured while abroad.
If you need emergency medical assistance just give our team a call any time, day or night.
Fun facts about Australia
- Four out of five Australians live within 50km of the beach. For a nation of surf lovers it’s funny to think that daytime swimming was banned in Australia between 1838 and 1902 to prevent “indecency”.
- The Aussies do love “the amber nectar”, and in 1954 Bob Hawke set a record of 11 seconds for necking 2.5 pints of beer. He later became prime minister.
- Australia is home to 8 of 10 of the deadliest land snakes, the most venomous sea creatures, and a host of highly poisonous spiders, fish, centipedes, insects and scorpions. Even the cute platypus has a poisonous spur on its foot.
- In Australia, the wily old kangaroo runs into water when being attacked by predators. It then tries to hold its attacker underwater to drown it. A case of being downed under down under.
- Who are the world’s biggest gamblers? It’s the Australians, who blow almost US$1,300 per adult every year, more than three times as much as Americans or Britons.
- Three separate experiments have found that boomerangs do work on spaceships. The zero-gravity environment doesn’t affect the curving flight path, but air molecules are needed for it to turn.
- Anna Creek, Australia, is the biggest cattle ranch in the world. At 23,677sq km it’s the same size as Wales, Luxembourg and Malta combined. Using light aircraft and trail bikes it currently employs just 17 people to keep it running.