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We are a Which? Recommended Provider for travel insurance

Cheap travel insurance

We know travel insurance isn't the most exciting thing about your holiday. And that’s why we want to make buying it as simple and cheap as we possibly can (without being cheap and nasty, though!)

Our Budget travel insurance policies include:

  • No upper age limit
  • Free cover for kids
  • And cover for over 50 sports and activities

These are all included as standard, so you can get up to more on your holiday.

So what’s the difference between our Budget and other policies?

At InsureandGo, we pride ourselves on offering comprehensive travel insurance that doesn’t cost too much – in fact, when you buy our cheapest Budget travel insurance policy, you can rest assured knowing you’re  covered for a wide variety of activities on your holiday, as well as cancellation and medical expenses.

If you’d like to add on winter sports insurance, travel disruption cover, additional valuables insurance or cover for hazardous activities not covered by our Budget travel insurance policy, there are a range of upgrades you can buy.

These are the main benefits you’ll find in our Budget and standard policies:

Benefits

Budget policy

Standard policy*

Holiday cancellation

Yes

Yes

Medical & hospital expenses

Yes

Yes

Personal accident cover

Yes

Yes

Pre-existing medical cover

No

Yes

Medical screening

No

Yes

Unlimited medical cover

No

Yes

Belongings & baggage cover

Yes

Yes

Personal money cover

Yes

Yes

Passport & travel documents cover

Yes

Yes

Delayed departure cover

Yes

Yes

Missed departure cover

No

Yes

Personal liability

Yes

Yes

Legal expenses

Yes

Yes

Accommodation cover

Yes

Yes

Supplier insolvency

No

Yes

Scheduled airline failure

Yes

Yes

Hijacking cover

No

Yes

Child assist cover

Yes

Yes

Pet care

No

Yes

Business cover

No

Optional upgrade

Golf cover

No

Optional upgrade

Winter sports cover

Optional upgrade

Optional upgrade

Hazardous activities

Optional upgrade

Optional upgrade

*Based on our Silver, Gold and Black policies

 

 

Cheap travel insurance with pre-existing medical conditions

At InsureandGo, we’ll consider all pre-existing medical conditions and try to tailor a policy that best suits your requirements. For more information, visit our page on travel insurance for pre-existing medical conditions or contact us.

Please note that pre-existing medical conditions are not covered on our Budget policy.

 

Top tips for cheap travel insurance

What are you taking?

The best thing to do before looking at holiday insurance options is to think about what you’ll need cover for. If you’re planning on taking your MacBook or tablet abroad, then going for the cheapest cover from a comparison website might be less than useless when you realise it’s only covered your valuables up to £50.

So:

  1. Make a list of important items that you’ll be taking with you
  2. How much do you need these items covered for in total and individually
  3. Lastly, check your contents insurance as they may be covered away from your home already

Medical

Sometimes cheap travel insurance just doesn’t cover what it should. Which? suggest your travel policy should include at least £2 million emergency medical cover in Europe, and £5 million for worldwide cover. We cover medical expenses up to £5 million as standard, with higher levels available too.

How many times are you going abroad?

Getting cheaper travel insurance for multiple holidays can often be a better option than getting last minute cover for each holiday individually. If you’re planning on travelling several times throughout the year, you can save even more money by taking out an annual multi-trip policy, instead of getting single trip insurance each time you travel. Our Budget annual policy covers you for multiple trips of up to 31 days at a time. What’s more, children and winter sports are included at no extra charge.

Where are you going?

Be sure to check which countries are included in our destination groups. For example, we include Egypt and Morocco in our European cover so you can get cheaper travel insurance and avoid paying out for worldwide cover.

We know holidays can be expensive, which is why we’re doing everything we can to make sure your travel insurance is as budget-friendly as possible. Get a quote online today or read our policy documents for more information.

InsureandGo customers have rated our customer service on average / 100 based on reviews.

We can cover your kids for free!

If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.

Useful bits

24 hour medical assistance
+44 (0)207 748 0060

Customer services
+44 (0)207 748 8593

We do pet insurance now too

So if you've got a cat, dog or rabbit that needs insuring, get them covered today.

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