Travel insurance for over 75s
Whatever your age, thinking about travel insurance is boring. Going away on holiday, however, very much isn’t! If you’re over 75 and you’ve got more time to travel, you may be worried about how to get insured.
Well, stop worrying now! At InsureandGo, we think travel insurance should be available to as many people as possible. That’s why our policies have no upper age limit. Whether you’re 21, 85 or over 100, we’ve got a policy for you. So to give you a bit of extra reassurance, we’ve answered a few of the questions you might have.
Will my policy be more expensive if I’m over 75?
Yes. Put simply, they rise because there’s an increased risk when you travel. This is normal with travel insurance policies. You may also pay slightly more to have pre-existing medical conditions included on your policy.
How long can I go on holiday for if I’m over 75?
Just as long as anyone else! Our policies do have trip limits, but these don’t depend on your age. With a single trip policy, you can be abroad for 365 days if you choose to! Our annual multi-trip policies allow you to travel as often as you like, but with a duration limit on each individual trip. Budget policies would cover you for 31 days at a time, Silver or Gold for 45 days, and Black policies can cover unlimited trips of up to 55 days.
Travel insurance for over 75s with pre-existing medical conditions
At InsureandGo, we’ll consider any medical conditions you might have. What does that mean? Well, it means we won’t just exclude your conditions – we’ll ask you questions about them first so we can work out if we can cover you for them (we almost always can) and how much extra that might cost.
Sometimes we’ll be able to cover your conditions at no extra charge, but sometimes we might have to charge you a little bit extra.
Our policy wording booklets have more details regarding medical conditions and your travel insurance.
Cruise travel insurance
Planning on taking a cruise as well? Then all you need to do is add our cruise travel insurance when you’re buying your policy.
Just like our standard travel insurance, we can consider any pre-existing medical conditions on our cruise travel insurance, which also has no upper age limit.
Our cruise holiday insurance includes extra cover for a number of cruise specific eventualities including cabin confinement, interruption, itinerary changes and more.
We consider all conditions
If you have a pre-existing medical condition, you don’t need to worry – you can declare them online quickly and easily.