Cheap travel insurance
We know travel insurance isn't the most exciting thing about your holiday. And that’s why we want to make buying it as simple and cheap as we possibly can (without being cheap and nasty, though!)
We can cover your kids for free!
If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.
We do pet insurance now too
So if you've got a cat, dog or rabbit that needs insuring, get them covered today.
Our Budget travel insurance policies include:
- No upper age limit
- Free cover for kids
- And cover for over 50 sports and activities
These are all included as standard, so you can get up to more on your holiday.
So what’s the difference between our Budget and other policies?
At InsureandGo, we pride ourselves on offering comprehensive travel insurance that doesn’t cost too much – in fact, when you buy our cheapest Budget travel insurance policy, you can rest assured knowing you’re covered for a wide variety of activities on your holiday, as well as cancellation and medical expenses.
If you’d like to add on winter sports insurance, travel disruption cover, additional valuables insurance or cover for hazardous activities not covered by our Budget travel insurance policy, there are a range of upgrades you can buy.
These are the main benefits you’ll find in our Budget and standard policies:
|
Benefits |
Budget policy |
Standard policy* |
|---|---|---|
|
Holiday cancellation |
Yes |
Yes |
|
Medical & hospital expenses |
Yes |
Yes |
|
Personal accident cover |
Yes |
Yes |
|
Pre-existing medical cover |
No |
Yes |
|
Medical screening |
No |
Yes |
|
Unlimited medical cover |
No |
Yes |
|
Belongings & baggage cover |
Yes |
Yes |
|
Personal money cover |
Yes |
Yes |
|
Passport & travel documents cover |
Yes |
Yes |
|
Delayed departure cover |
Yes |
Yes |
|
Missed departure cover |
No |
Yes |
|
Personal liability |
Yes |
Yes |
|
Legal expenses |
Yes |
Yes |
|
Accommodation cover |
Yes |
Yes |
|
Supplier insolvency |
No |
Yes |
|
Scheduled airline failure |
Yes |
Yes |
|
Hijacking cover |
No |
Yes |
|
Child assist cover |
Yes |
Yes |
|
Pet care |
No |
Yes |
|
Business cover |
No |
Optional upgrade |
|
Golf cover |
No |
Optional upgrade |
|
Winter sports cover |
Optional upgrade |
Optional upgrade |
|
Hazardous activities |
Optional upgrade |
Optional upgrade |
*Based on our Silver, Gold and Black policies
Cheap travel insurance with pre-existing medical conditions
At InsureandGo, we’ll consider all pre-existing medical conditions and try to tailor a policy that best suits your requirements. For more information, visit our page on travel insurance for pre-existing medical conditions or contact us.
Please note that pre-existing medical conditions are not covered on our Budget policy.
Top tips for cheap travel insurance
What are you taking?
The best thing to do before looking at holiday insurance options is to think about what you’ll need cover for. If you’re planning on taking your MacBook or tablet abroad, then going for the cheapest cover from a comparison website might be less than useless when you realise it’s only covered your valuables up to £50.
So:
- Make a list of important items that you’ll be taking with you
- How much do you need these items covered for in total and individually
- Lastly, check your contents insurance as they may be covered away from your home already
Medical
Sometimes cheap travel insurance just doesn’t cover what it should. Which? suggest your travel policy should include at least £2 million emergency medical cover in Europe, and £5 million for worldwide cover. We cover medical expenses up to £5 million as standard, with higher levels available too.
How many times are you going abroad?
Getting cheaper travel insurance for multiple holidays can often be a better option than getting last minute cover for each holiday individually. If you’re planning on travelling several times throughout the year, you can save even more money by taking out an annual multi-trip policy, instead of getting single trip insurance each time you travel. Our Budget annual policy covers you for multiple trips of up to 31 days at a time. What’s more, children and winter sports are included at no extra charge.
Where are you going?
Be sure to check which countries are included in our destination groups. For example, we include Egypt and Morocco in our European cover so you can get cheaper travel insurance and avoid paying out for worldwide cover.
We know holidays can be expensive, which is why we’re doing everything we can to make sure your travel insurance is as budget-friendly as possible. Get a quote online today or read our policy documents for more information.
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