Travel Insurance after a stroke

Heading off on holiday? Getting travel insurance after a stroke or mini stroke can be a challenge! But it won’t stop you from making the most of your travels at InsureandGo. We cover all destinations, over 100 different activities, and there’s no upper age limit. Our stroke travel insurance lets you enjoy your trip, knowing you’re fully protected.

Can you get travel insurance after a stroke or TIA?

You can with InsureandGo. We think travel insurance should be available to as many people as possible. 

We can provide cover if you’re one of the UK’s 1.3 million stroke survivors or have had a mini stroke or transient ischemic attack (TIA)- (46,000 Brits are thought to have a first-time TIA each year).

Our stroke and mini stroke travel insurance covers medical emergencies related to your condition. Just tell us you’ve had a stroke or TIA when you get your quote. 

Here’s why finding the best stroke travel insurance is a must: 

• Covers emergency medical expenses: But if you’ve had a stroke or TIA, it’s important to be covered for emergency treatment while you’re abroad. Your risk of having another stroke is higher if you have already had a stroke or a TIA. 24% of stroke survivors are readmitted to hospital within a year. Our stroke travel insurance means you’re covered for emergency treatment abroad related to your condition. That can include tests, medications, and even procedures like bypass surgery. 
• Covers cancellation and curtailment: Strokes and TIAs can come on suddenly, and both can affect your travel plans. While there are no absolute rules, the Stroke Association’s advice is to wait for at least two weeks before you fly. In the case of a TIA, you may be able to fly after 10 days as long as you have made a full recovery. Stroke travel insurance with cancellation cover can cover you if you need to cancel or curtail your trip.
• Covers repatriation: Off to Europe? A Global Health Insurance Card (GHIC) lets you access state-provided emergency healthcare in the EU. But it won’t cover repatriation costs if you need to be flown back home. Typical medical repatriation costs from Europe to the UK can be as much as £18,000. Stroke travel insurance can ensure you’re not left footing the bill.
• Covers mobility equipment: Mobility problems are common after a stroke, affecting around 80% of survivors. At InsureandGo, we’ll cover wheelchairs, walking frames, sticks, supplies and equipment. That’s one less thing to worry about!
• Protects your belongings: Packing medicines in your hand luggage is a great plan. But what if your bag gets lost or stolen? Paying for emergency medication abroad can leave you seriously out of pocket. Warfarin can cost as much as £2,225 per month in the US. Stroke travel insurance can pick up the bill.
• Help when you need it: We know that travelling with a pre-existing condition can be challenging. That’s why we offer a 24/7 emergency medical helpline.

Make sure the policy you’ve chosen covers you for all the activities you have planned. Our policy wording provides full terms and conditions of what is and isn’t included. 

You’ll also need to tell us all your pre-existing medical conditions. We can’t cover any costs related to medical issues that aren’t declared. If your medical history isn’t accurate, you may have to pay for unexpected medical costs.

What types of stroke does InsureandGo’s travel insurance cover?

We understand the needs of travellers who’ve had a stroke or TIA. Talk to us, and we’ll tailor a policy to your specific medical requirements. We’ll consider all forms of stroke, including:

Ischemic stroke. Caused by a blockage in a major blood vessel in the brain, ischemic strokes are the most common type of stroke. Around 85% of all strokes in the UK are ischemic. After an ischemic stroke, you may be given medication to reduce the risk of blood clots. Flying long-haul can make medication timing tricky. You’ll need to make sure you have enough medication in your hand luggage, and that you take it at the right times.

Hemorrhagic stroke. Caused by bleeding in or around the brain, hemorrhagic strokes account for about 15% of all strokes in the UK. Hemorrhagic stroke is a common cause of epilepsy. With falls more likely during a seizure, particular care should be taken while hiking or climbing.

Transient ischemic attack (TIA). Also known as a mini stroke, TIAs occur when blood flow to the brain is disrupted or stopped. Causing stroke-like symptoms, it may affect your travel plans, particularly if you were planning to drive on holiday. The DVLA states that you must not drive for a month from when your TIA occurred. 

What does InsureandGo’s stroke travel insurance cover?

The best travel insurance for your holiday

Seeking sheer relaxation, or something more action-packed? The best travel insurance for people who have had a stroke lets you tailor your policy to your plans. 

• Dreaming of a cruise? 82% of travellers with reduced mobility say going on a cruise is their best holiday option. Cruise insurance means you’re not out of pocket if you’re confined to your cabin or miss your departure. 
• Want to get active? From walking to cycling, we cover over 100 sports and activities in our standard policies. 
• Bringing the kids? With family travel insurance, everyone can travel under one policy. We can even offer group insurance policies if you want to take a carer.
• Off on one big adventure? Single trip travel insurance lets you travel abroad for up to a year.
• Going abroad more than once? According to our survey, 84% of customers plan on travelling more than once a year. Annual multi-trip insurance lets you travel as often as you want.

Choose a cover level to suit your travel needs

	Black	Gold	Silver
Medical expenses and repatriation	Unlimited	£15 million	£10 Million
Cancellation and curtailment	£10,000	£7,500	£5,000
Travel delay	Up to £650	Up to £540	Up to £450
Personal belongings	£5,000	£2,500	£2,000
Legal Expenses	£60,000	£50,000	£15,000
Standard Excess	Nil	£50	£60

Stroke travel insurance with other pre-existing medical conditions

A stroke occurs more than 100,000 times per year in the UK. That’s once every five minutes. Although they can happen at any age, more than 70% of strokes occur in the over 70s.

As we get older, our chance of having multiple medical conditions increases. 30% of people we surveyed have more than one pre-existing health condition¹. 

Our travel insurance for medical conditions provides specific cover for pre-existing health conditions, as well as a stroke or TIA. We’re experts at helping people with pre-existing conditions get cover for their trips abroad. No wonder over 100,000 Trustpilot reviews rate us as ‘Excellent’².

To make sure you get the cover you need, we will ask you a few questions about your condition/s during the medical screening. Things we may ask include:

• When were you first diagnosed?
• Are you currently taking medication for your condition?
• Have you been admitted to hospital for this condition?

Along with stroke travel insurance, we can also cover:

You must declare all your pre-existing medical conditions when buying your stroke travel insurance. Otherwise, you won’t be covered if you have an emergency related to your conditions while away. 

To learn more, please read our page about travel insurance for medical conditions. Or take a look at our policy wording documents.

How to book our stroke travel insurance

Making sure you’ve packed enough medication. Applying for your GHIC. Going on holiday when you’ve had a stroke or TIA can involve some extra planning! At least getting a quote for your stroke travel insurance is easy.

1. Let us know about your trip

Tell us where you’re going, who you want to cover and when you want the policy to start. We’ll ask you about your stroke or TIA, and any other pre-existing medical conditions.

It’s quick and easy to give us this information, online or by phone.

2. Get your quote

After you’ve given us all the details we need, we’ll send you a quote. You can either buy your policy there and then, or save the quote for the future.

Our experts say…

“Travelling after a stroke or TIA? The best stroke travel insurance will cover all your adventures. It offers financial protection for medical emergencies related to your condition. It can also cover your itinerary, from hiking to golf. You can focus on relaxing and enjoying yourself, wherever your travels take you.”

Letitia Smith – Head of Communications

Our reviews speak for themselves

There’s a reason 99% would recommend us to family and friends³. Here’s what our customers have to say about us.

Stroke travel insurance FAQs

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