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Travel insurance for the over 75s

Whatever your age, thinking about travel insurance is boring. Going away on holiday, however, very much isn't! (If it is, you're definitely not doing it right.) And if you're over 75, you've got more time to travel, but you may also be worried about how to get insured.

Well, stop worrying now. At InsureandGo, we think travel insurance should be available to as many people as possible. Whether you're 21, 85 or over 100, we've got a policy for you. So to give you a bit of extra reassurance, we've answered a few of the questions you might have.

Will my policy be more expensive if I'm over 75?

Yes. Put simply, they rise because there's an increased risk when you travel. This is normal with travel insurance policies.

How long can you cover me for?

If you’re aged 66 or over at the time you buy your policy, we can only cover you as long as each trip if no longer than 31 days. This applies to single trip and annual multi-trips. If you buy an annual multi-trip policy, there’s no limit to the number of trips you can take during the year. Just as long as each one is no longer than 31 days.

How is my travel insurance affected if I have existing medical conditions?

We'll consider any medical conditions you might have. What does that mean? Well, it means we won't just exclude your conditions – we'll ask you questions about them first so we can work out if we can cover you for them and, if we can, how much extra that will cost.

Sometimes we'll be able to cover your conditions at no extra charge, but sometimes we might have to charge you a little bit extra. In that case, you'll have the option of whether or not you'd like to include that cover. If you don't include it, you won't be covered for anything related to that condition, but everything else will be covered as normal.

Our policy wording booklets have more details regarding medical conditions and your travel insurance. They're not the most exciting read in the world (let's face it, this is insurance after all), but they do include some important information.

If you'd rather speak to someone, then feel free to call one of our agents. They're a nice bunch and they're always happy to help.

Does the cost of my policy change depending on where I'm going?

Yes, but this isn't because you're over 75. Policy prices change depending on where you're going because different countries have different costs for medical treatment. For example, medical expenses in the US are a lot higher than medical costs in Spain.

What types of activities are not covered under your over 75s travel insurance?

You might be over 75, but that doesn't mean you're not also a little bit of a daredevil. You might want to go for a jet ski, do a bit of scuba diving or even bungee jump off a bridge somewhere. Either way, you'll be covered.

Our policies include cover for over 50 sports and activities as standard, and you can add on cover for more extreme activities by giving us a call.

Don't forget to check the policy wording. There's a list near the back of the activities we cover and whether or not you'll need to tell us about it first.

InsureandGo customers have rated our customer service on average / 100 based on reviews.

We can cover your kids for free!

If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.

Useful bits

24 hour medical assistance
+44 (0)207 748 0060

Customer services
+44 (0)207 748 8593

Going away more than once this year?

An annual multi-trip policy can save you money. And winter sports cover is included at no extra charge. What more could you ask for?

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