Travel Insurance Expert and Head of Communications
Last updatedDecember 23 2025
12 min read
Join the carnival in Rio. Kick back on the beach in Copacabana. With InsureandGo, you can explore the best of Brazil. Our travel insurance to Brazil covers medical emergencies, lost bags, cancellations, and delays. But it also covers over 100 activities as standard, so you can do more on your Brazilian adventure.
What is Brazil travel insurance, and do you need it?
Colourful carnivals. Blissful beaches. Stunning natural beauty. Trips to the largest country in South America offer endless ways to enjoy yourself.
But while most visits are trouble-free, mishaps can happen. The best travel insurance for Brazil covers you for medical emergencies, trip cancellation and more.
Here’s what makes it a must:
Covers medical expenses. Yellow fever. Dengue fever. Travel to Brazil is not without its health risks. In 2024, Brazil had 9,563 cases of Oropouche virus disease, which can lead to meningitis. Foreign nationals are entitled to emergency medical treatment in Brazil’s public hospitals. But the FCDO warns of medication shortages and overcrowding. Private hospitals may refuse treatment unless you show proof of your travel insurance first. Our travel insurance to Brazil covers up to unlimited emergency medical expenses². It also provides access to our 24-hour medical emergency helpline.
Covers repatriation. No one likes to think of the worst happening on holiday. But Brazil has a high road accident rate. Brazil travel insurance with repatriation cover is vital. It covers if you need to fly home for emergency treatment after an accident. Without it, you could be seriously out of pocket. Typical medical repatriation costs from South America to the UK are estimated at £85,000.
Covers trip disruption. Brazil is prone to flash floods and forest fires. Brazil travel insurance with natural disaster cover can help if your trip doesn’t go to plan. Just remember to buy it when you book your trip. If a natural disaster happens before you’ve bought your policy, you won’t be able to make a claim.
Covers your belongings. Brazil has one of the highest crime rates in the world. Mobile phone theft is a major issue. More than 850,800 mobile phones were stolen in 2024. Travel insurance for Brazil can help replace your possessions if they’re stolen. If you’re taking a particularly expensive smartphone, gadget cover protects your valuables, up to £2,000.
Helps you make the most of your trip. Brazil is a paradise for the adventurous. Whether you plan to hike, surf or kayak, we can cover 100 different activities at no extra cost. We also have cover for more adventurous activities.
Make sure the policy you’ve chosen covers you for all the activities you have planned. Our Policy Wording provides full terms and conditions of what is and isn’t included.
Multiple parts of Brazil have “all but essential travel” warnings from the FCDO. Check the latest advice for travel to Mexico before you go. Your insurance could be invalid if you travel against their advice. You’ll also need to check you’ve got all the vaccinations and visa requirements you need for your trip.
What does InsureandGo’s Brazil travel insurance cover?
What’s covered?
Our travel insurance to Brazil from the UK includes:
We will consider all pre-existing medical conditions. Find out more about medical travel insurance.
The excess and the amount of cover available will vary depending on the level of travel insurance you buy. Check the policy wording to see the full terms and conditions.
What’s not covered?
Each provider will have different things it can or cannot include in a policy. However, there are some situations travel insurance will not cover. For example:
You cannot cover events or reasons that took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
All our travel insurance policies include cover for cancellation of your trip. There may, however, be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go
Soak up the sun or sway to the samba. Brazil has something for every traveller. Flexible options from InsureandGo help you get the most out of your holiday. Can’t work out what you need? Here’s what we’d suggest.
Hitting the open road? With its stunning scenery, Brazil is a paradise for motorcyclists. Our Brazil travel insurance policies cover bikes up to and including 125cc as standard. Ride something bigger by adding hazardous activity cover. Just remember to wear your helmet.
Playing a round? Brazil is famous for soccer and volleyball. But golf is growing in popularity thanks to Rio’s Olympic Golf Course. Adding golf insurance to your Brazil policy covers your clubs and green fees.
Cruising the lush Brazilian coastline?Cruise holiday insurance can protect you against cruise-specific mishaps in Brazil. It includes cabin confinement, cruise interruption, itinerary changes and more.
Make sure you read our Policy Wording for more information on what is and isn’t included.
Choose a cover level to suit your travel needs
Black
Gold
Silver
Medical expenses and repatriation
Unlimited
£15 million
£10 Million
Cancellation and curtailment
£10,000
£7,500
£5,000
Travel delay
Up to £650
Up to £540
Up to £450
Personal belongings
£5,000
£2,500
£2,000
Legal Expenses
£60,000
£50,000
£15,000
Standard Excess
Nil
£50
£60
How to book our travel insurance for Brazil
Ready to explore Brazil’s rich culture? Getting a travel insurance quote for your trip is quick and easy.
Here’s how it works:
Tell us about your trip
Let us know where you’re going, your travel dates, and who you’re going with. Then tell us about any pre-existing medical conditions you wish to cover.
You can do this online now or by calling our team:
2. Get a quote tailored to your Brazilian adventure
Buy your travel insurance right away, or save the quote for later. It’s up to you!
Our experts say…
“Carnivals, culture and rich landscapes make Brazil a top travel destination. That’s why the best travel insurance to Brazil does more than just cover medical emergencies. With over 100 different activities included as standard, your Brazil itinerary can be action-packed. Scale the heights of Mount Corcovado. Play volleyball or football on Copacabana Beach. Take us with you to sample more of what Brazil has to offer.”
“My wife and I bought (separately) single trip policies for our extended trips to Brazil. InsureandGo were on both occasions highly responsive, very professional and helpful throughout. It made it very easy for us to get the travel insurance we needed at a very competitive price.”
Travel insurance for Brazil with pre-existing medical conditions
Getting the right amount of cover when you’ve got a pre-existing medical condition is vital. British nationals are entitled to emergency medical treatment in Brazil’s public hospitals. But the FCDO warns of overcrowding and medication shortages. Private healthcare is available, but clinics usually ask for proof of insurance before treatment.
Even a common condition like asthma is classified as a pre-existing condition. That’s important to remember, because Brazil has high levels of air pollution. In September 2024, São Paulo had the worst air quality in the world due to forest fires.
You must declare all your pre-existing medical conditions when you buy your Brazil travel insurance. Otherwise, you won’t be covered if you have an emergency related to your condition while away.
High medical costs:Emergency public healthcare in Brazil is free for UK tourists. But public hospitals can be overcrowded in major cities. Many have shortages of medications. Private hospitals may ask for proof of insurance before treatment. Travel insurance can cover medical expenses in Brazil’s private hospitals in an emergency.
High crime rates: Thousands of Brits travel to Brazil every year. Most visits are trouble-free, but the country has one of the highest crime rates in the world. Robberies, pickpocketing and phone-snatching are widespread. Thefts are particularly common on public beaches. These include ‘arrastões’ – large groups of thieves who target one area, grabbing possessions as they run. Travel insurance to Brazil means a stolen phone or wallet won’t disrupt your plans.
Higher health risks: Brazil is famous for its exotic wildlife and stunning scenery. Unfortunately, all that tropical splendour comes with its own set of tropical diseases to watch out for. It’s unlikely you’ll be affected. But yellow fever, dengue, chikungunya and Oropouche virus disease have all been reported in Brazil.
No one likes to think of the worst-case scenario. But securing the best travel insurance to Brazil lets you relax and enjoy your holiday.
Read our Policy Wording for a closer look at what is and isn’t included.
How much is travel insurance for Brazil?
The cost of travel insurance for Brazil depends on several factors:
Trip length: Longer trips generally cost more to insure. This is due to the increased chance of something unexpected happening.
Trip cost: Going five-star or flying first-class? The overall cost of your trip can affect the amount you’ll pay for insurance.
Your age: Older travellers may pay slightly more for insurance.
Pre-existing conditions: Declaring conditions like asthma, diabetes, or heart issues may increase your premium. However, it ensures you’re fully covered during your trip.
Policy add-ons? Planning on adventurous activities like zip-lining or scuba diving? Packing something particularly valuable? You might need extra cover.
Time of purchase: Buying insurance closer to your departure date can sometimes increase the premium.
We’ll help you find a quote that fits your budget and needs. Call our team for free or get a quick and easy quote online now.
Does the GHIC cover medical treatment in Brazil?
No, the Global Health Insurance Card (GHIC) does not cover medical treatment in Brazil. The GHIC provides necessary state healthcare in the European Economic Area (EEA) and some other countries. Brazil is not included in the list of countries where the GHIC is valid.
For travel to Brazil, you need travel insurance that covers private healthcare costs. It should also cover the cost of medical repatriation if you need to fly home. This will ensure you’re fully protected if any medical emergencies crop up during your trip.
But the best travel health insurance for Brazil covers you for more than medical emergencies. It means you’re covered for a range of issues that could crop up on your trip, including:
Personal accident and liability
Cancelling and cutting short your holiday
Abandoning your trip
Delayed departure
Accommodation cover
Personal belongings and baggage
Personal money, passport and travel documents
Legal expenses
No one likes to think of the worst-case scenario. But securing the best travel insurance to Brazil lets you relax and enjoy your holiday.
Who can buy an InsureandGo Brazil travel insurance policy?
All our Brazil travel insurance policies are available to UK residents. This means:
Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
Travel Insurance Expert and Head of Communications
Letitia is a Travel Insurance expert with more than 20 years experience in helping people find specialist insurance. As Head of Communications at InsureandGo, Letitia cares about making it easy for people who love travel to get the cover they need.
* Discount based on the premium amount: 5% off premiums £0-£49, 10% off £50-£249, & 20% off £250+. Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Discount ends 23:59 on 29th January 2026. See Terms and Conditions for more details. All quotes from 19th December 2025 to 23.59 on 29th January 2026 will be included in the prize draw. Terms and Conditions apply.
Unlimited emergency medical expenses available on Black level policies.
Unlimited emergency medical expenses available on Black level policies.
