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How to compare travel insurance?

There are websites that offer travel insurance comparisons, but it’s important to remember that not all options will be shown on comparison sites. Many companies offer different policies if you visit them directly, and these will often be more comprehensive with higher levels of cover. Looking at a number of different websites is the best way to get the travel insurance you need.

What should I look for when comparing travel insurance?

Price

While price shouldn’t be the deciding factor when comparing travel insurance, it is important. If you shop around you may find companies offering similar levels of cover at significantly different prices.

Cancellation cover

Most insurance for travel includes cancellation cover as standard, but some companies only include it as an add-on. Think about how much your flight and hotel has cost, and then look for holiday cancellation insurance that covers at least this amount. Cancellation cover will only cover you if you have to cancel for certain reasons – such as an unexpected illness or being called for jury service – and different providers may have different lists of valid reasons.

Medical cover

Cover for medical expenses is a key factor when you compare travel insurance, as any unexpected illness or injury abroad could lead to extremely high costs. If you have pre-existing conditions, they will need to be declared before you buy your policy, so it’s important to look for a company that offers travel insurance for medical conditions.

Reputation and reviews

A good way to compare travel insurers is to look for what the experts, and other customers, have to say. Companies such as Defaqto rate all the travel insurance products available, and award them a star rating. A product that Defaqto has rated 5 Star means it offers a comprehensive level of cover and is among the best on the market. Review websites such as Trustpilot also give a good indication of how a company performs – but look at the recent reviews rather than just the overall score to get the most up-to-date picture.

Where can I compare travel insurance?

We have grouped together some of the major companies, so that you can easily take a look at their products and compare them to InsureandGo:

AIG travel insurance
Alpha travel insurance
Avanti travel insurance
Aviva travel insurance
AXA travel insurance
Boots travel insurance
British Airways travel insurance
Co-op travel insurance
easyJet travel insurance
Egg travel insurance
Go travel insurance
John Lewis travel insurance
More Than travel insurance
NatWest travel insurance
Post Office travel insurance
RAC travel insurance
Sainsbury’s travel insurance
Tesco travel insurance
Thomas Cook travel insurance

  1. Unlimited emergency medical expenses available on Black level policies.
  2. InsureandGo’s Gold achieved a Which? Best Buy.