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Portugal travel insurance
Just like anywhere else in the world, you need travel insurance if you’re travelling to Portugal. No matter how familiar a country might be, you can’t plan for every little mishap that might end up costing you dearly without insurance.
There are a few things you might want to think about before your trip to Portugal:
- The cost of your baggage
- Do you have any pre-existing medical conditions to declare?
- The cost of your trip – Of course you don’t want to cancel. But if you have to, it’s good to know you’re able to cover the costs
- The activities you’re likely to be doing – If you’re planning anything particularly extreme, we can offer you extra cover with our extreme sports travel insurance
- Will you need additional snowboarding or ski travel insurance?
- Also, don’t forget to check the latest travel advice for Portugal from the FCDO
We can cover your kids for free!
If you’re going away with your children, we can cover them on your policy at no extra charge, whether you buy an annual policy or single trip cover.
We cover over 50 activities!
All of our travel insurance policies come with cover for over 50 activities and sports as standard, so you can get up to more on your trip.
What is covered with travel insurance to Portugal?
We also offer a range of benefits, some of which include:
- Medical expenses and hospital benefit
- Personal accident and liability
- Cancelling and cutting short your holiday
- Abandoning your trip
- Delayed departure
- Accommodation cover
- Personal belongings and baggage
- Personal money, passport and travel documents
- Legal expenses
For more information about what’s covered with travel insurance for Portugal, have a read of our policy documents here.
Handy Portugal facts and figures
We want you to have the best possible holiday to Portugal, so we’ve put together some fun facts, along with some other useful information that we think you might want to know before your trip to Portugal.
|Most common languages spoken||Portuguese and Miranda Do Douro|
|Population||Approx. 10 million|
|Plug type||Plug type F|
|Driving side||Right-hand side|
Spring – March to May
Summer – June to August
Autumn – September to November
Winter – December to February
|Laws||Local laws and customs|
Surfing travel insurance for Portugal
Whether it’s your first-time surfing or you’re an experienced surfer searching for the next big wave, you probably don’t want to spend too much time thinking about travel insurance for your trip to Portugal.
Luckily for you, you’ve come to right place. Surfing is covered as standard under all our policies, and we make getting insurance as quick and simple as possible, so you can get on with planning your trip to Portugal. Check out our surfing travel insurance page for more information and remember that, if you’re taking your own board away with you, you might need to add extra valuables cover to your policy.
Do I need a visa for Portugal?
No, you don’t need a visa to travel to Portugal as a UK citizen. If you are a non-EU citizen, Portugal is part of the Schenhgen Visa.
Emergency services information
The national emergency number is 112. You can ring this number for all emergency services, including medical, police and fire rescue services. It’s free to call, and can even be dialled if you have no SIM card in your phone, or if you have no signal. There’s also a 24/7 health line available for medical advice: +351 80 824 24 24.
What if I have to go to hospital in Portugal?
Hospitals in Portugal deal with serious medical situations – there are local health centres for less serious complaints. If you need an ambulance, you can ask for one from the emergency number (112). Note, though, that while the Portuguese public healthcare system is similar to our NHS, you may still need to co-pay for elements such as scans, x-rays and other tests. Private hospitals are available. If you need to contact us for emergency medical assistance while you’re abroad, you can reach us on +44 (0)207 748 0060.
Where can I get medicine if I’m ill?
Pharmacies are open weekdays and weekends, with some in the cities available 24/7. You may be able to get a discount with your EHIC or GHIC card, varying between 15% and 90% depending on what drugs you want and how great your need for them is.
What are crime rates like in Portugal?
Rates of violent crime are low in Portugal, but petty crime is fairly high. Pick pocketing and bag snatching are common in cities and in areas with lots of tourists. Compared to most places, though, Portugal is a relatively safe country to visit.
Who do I call if I’ve been a victim of crime?
The police deal with stolen personal property, luggage or passports. The national emergency number is 112, but the direct phone number for the PSP (Policia de Seguranca Publica) or Public Security Police is +351 21 483 91 00. The National Guard is available on +351 21 460 38 50. The PSP is the main national police force, while the National Guard operates in rural areas where a PSP presence is not warranted.
What if I need to get legal help while in Portugal?
There are a number of useful sites to help you find a Portuguese law firm online. Try www.legal500.com or www.martindale.com. The British Embassy can tell you where to make legal enquiries, but they don’t themselves provide legal advice.
How do I contact the British Embassy?
There are embassies and consulates available in Lisbon and Portimão. The British Consulate offers an emergency travel documents service (which costs around €125) if your passport has been lost, damaged or stolen, while the British Embassy deals with all other issues relating to your rights as foreign national. Their address and contact details are:
British Embassy Lisbon
British Consulate Lisbon
British Vice Consulate Portimão
And importantly – who do I contact about my travel insurance while in Portugal?
Anything can happen while you’re abroad, and we know that your plans might change. If you need to contact us about your travel insurance – if you want to extend your stay or you just have a question – you can contact our customer services team on 0330 400 1383, or you can chat with us online. Our lines are open Monday to Friday 9am to 5pm.
Can I get assistance if I fall ill or injure myself while in Portugal?
Yes – In the unfortunate event of needing emergency medical treatment while abroad, our 24-hour assistance team are always on hand to help you.
All our travel insurance policyholders can get access to our specialised team on +44 (0)207 748 0060.
Did you know…?
- Portugal has a third of the world’s cork forests but accounts for 60% of annual cork production, enough for all bottle stoppers made yearly. In 2007, the Portuguese postal service issued a postage stamp made of cork. Great for, er, floating letters?