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Schengen travel insurance

With a Schengen travel insurance policy from InsureandGo, you can get cover for medical expenses throughout Europe. Even our cheapest policy covers medical expenses up to £5 million, which is more than enough to satisfy your Schengen visa requirements.

Get a quote today and buy your insurance online in minutes. After you’ve bought your policy, we’ll send you an email containing your insurance certificate, which you can show the embassy as part of a visa application.

What is the Schengen agreement?

In 1985, there was an agreement made between the governments of the States of the Benelux Economic Union, the Federal Republic of Germany and the French Republic to abolish internal border checks, making it easier for free movement around Europe.

Do I need to apply for a Schengen visa?

If you’re a UK citizen planning on travelling through the Schengen zones, then you are not required to apply for a visa, as long as you don’t plan to stay for more than 90 days in any 180 day period. Keep up to date with these, and any other requirements, on the FCDO website.

If you’re planning on travelling to one or more of the Schengen countries from the USA, there are a few requirements you need to meet to be able to acquire a visa. You’ll need the following:

Depending on which countries you’re travelling to, there may be different requirements to meet. For more information on applying for a Schengen visa, please have a look at this website.

What are the Schengen countries?

There are 26 countries in the Schengen zone, including the following:

EU states

Non-EU states:

Schengen includes most of the European countries but doesn’t include:

However, Bulgaria and Romania are waiting to be accepted into the Schengen area.

For UK citizens, the only places that would require a visa in Europe include northern Cyprus and Turkey. For more information, please see the GOV.UK website.

If you’re looking for travel insurance for a long period of time to travel or go backpacking around Europe, don’t worry! Our single trip policies can cover you for up to 365 days at a time.


  1. Unlimited emergency medical expenses available on Black level policies.
  2. InsureandGo’s Gold achieved a Which? Best Buy.