Travel insurance Greece
Travel insurance to Greece will cover you before you travel and while you’re there. Even if you’ve been to Greece many times, unexpected event can happen. It’s important to protect yourself against medical emergencies, canceallations, or lost baggage with Greece travel insurance.
All of our policies cover over 100 amazing activities and if you’re up to anything particularly adventurous, we have extreme sports cover as an add-on. We also offer medical travel insurance and have no upper age limit, so get in touch today or simply get a quote online.
Before you buy travel insurance for Greece, there are a few things to think about:
- The activities you’re likely to be doing – whether you’ll need additional cover with our extreme sports travel insurance
- How much medical coverage you’ll need and whether you’ll need repatriation
- The total cost of your trip – If you have to cancel, it’s important to know that you can get your money back
- Always check the latest travel advice from the FCDO for any issues that may have occurred that might prevent you travelling or any vaccinations you might need.
Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.
What’s covered with our travel insurance to Greece?
As standard, our cover to Greece will include:
- Medical expenses and hospital benefit
- Personal accident and liability
- Cancelling and cutting short your holiday
- Abandoning your trip
- Delayed departure
- Accommodation cover
- Personal belongings and baggage
- Personal money, passport and travel documents
- Legal expenses
To help you have the best holiday experience, we’ve put together some useful information that we think you’ll want to know before your trip to Greece.
| Currency | Euro |
| Official language(s) | Greek |
| Continent | Europe |
| Capital | Athens |
| Top Destinations | Corfu Crete Cyprus Mykonos Rhodes Santorini |
| Population | Approx. 10.7m |
| Plug type | Plug type C & F |
| Driving side | Right-hand side |
| Things to see | Where to go in Greece |
| Climate | Spring – March to May Summer – June to August Autumn – September to November Winter – December to February |
| Laws | Local laws and customs |
Do I need a visa for Greece?
No. If you’re a British citizen with a valid passport, you don’t need a visa to travel to Greece.
What travel insurance do I need for Greece?
If you’re only going away once this year, our single trip travel insurance can cover a holiday to Greece. If you’re taking more than one trip, annual multi-trip travel insurance might be for you. On annual policies, Greece is included as part of Europe travel insurance. If you’re taking a family trip to Greece, our family holiday insurance could be perfect for you.
Remember, you may need to add extra cover for your trip, such as cruise travel insurance.
How much Is travel insurance to Greece?
Travel insurance to Greece doesn’t have to cost too much. The price you pay will depend on what policy you choose, how long you’re staying, and how old you are. There may be things you need to add to your cover, such as travel insurance for medical conditions.
Do I need travel insurance to Greece?
Whenever you’re going away, it’s important to have travel insurance. You may have to cancel your trip unexpectedly, lose your luggage on the way, or need medical treatment while abroad.
Healthcare in Greece
British citizens should have their free European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), which can be used in Greece. This will cover any necessary treatments you may receive at public healthcare centres or hospitals on your trip. However, it’s important to remember to still have travel insurance in place to be able to cover the costs of any unexpected medical treatment the EHIC/GHIC might not cover or repatriation costs.
Find more information about healthcare in Greece here.
What if I need emergency assistance in Greece?
If you find yourself in the unfortunate situation of needing medical treatment or assistance while in Greece, you or someone on your behalf can contact our 24-hour medical assistance team.
European Heatwave FAQs
Can I get a refund if I cancel due to a heatwave?
This is up to your holiday provider, who you should contact directly. You may only be eligible for a refund if there is official advice not to travel.
Is it safe to travel to Europe during a heatwave?
The FCDO doesn’t currently advise against travelling to Europe, but you should check their latest advice before you travel. As long as you plan for the weather and remain hydrated, it is safe to travel.
Does travel insurance cover heatwaves?
Unless the FCDO advises against travel to your destination, you cannot claim for choosing to cancel your trip. We can only consider claims for cancellation if you are declared unfit to travel by your doctor due to the risk of travelling to a country experiencing a heatwave. All claims would be reviewed on a case by case basis.
Wildfires 2023 FAQ
What if I have a medical emergency relating to the wildfires?
If you’re injured or fall ill due to a wildfire or heatwave, your policy will cover you in the normal way, per policy terms and conditions.
You would not be covered for medical expenses if you have visited an area that the FCDO have advised against travelling to due to wildfires.
Can I choose not to travel?
The main purpose of travel insurance is to cover the costs of emergency medical treatment or repatriation if the worst happens. These costs can easily run into hundreds of thousands of pounds.
Travel insurance can cover you if you need to cancel or cut short your holiday, but this is only under particular circumstances, not because of a disinclination to travel.
You could be covered for cancellation if you’re advised in writing not to travel by a medical practitioner because you are deemed to be at significant risk due to your existing medical conditions. This will be reviewed on a case by case basis.
You cannot claim under your policy if you personally decide not to travel because you are worried about wildfires.
If the FCDO advise against travel to a destination as a result of a wildfire, and you choose to travel against this advice, cover will remain in place on the policy. However there is no cover under any section of your InsureandGo policy for claims caused by the wildfires.
What if my flight or accommodation is cancelled?
If your flight or accommodation is cancelled, you should first speak to your airline, accommodation provider or tour operator to seek refunds or replacement flights. Any bookings made through a credit card may also have recoverable costs.
If your policy includes natural disaster, you’re covered if you have to cut short or cancel your holiday due to the ongoing wildfires.
What do I do if my holiday has been cancelled or cut short?
You will need to contact your holiday provider in the first instance. If they cannot provide a refund or alternative accommodation/flights, and you cannot recover your costs elsewhere, you may need to log a claim with your travel insurance provider. If you are an InsureandGo policy holder you will need to have natural disaster cover in place.
If you wish to return home earlier than planned, you will need approval from our 24h emergency assistance team in order for claims to be considered.
What sort of travel insurance policy do I need to protect myself against this type of event in the future?
In order to ensure you are covered for events such as wildfires, you would need a policy which includes our optional natural disaster cover.
This can be added to any InsureandGo travel insurance policy and includes up to £3,000 for delayed departure and accommodation expenses. It also includes up to £1,000 extended missed departure cover.
You would be covered:
- If you arrive at your destination and are unable to use your original accommodation, you would be covered to book alternative accommodation
- If your flight is diverted and you end up in a different destination, you would be covered to book alternative accommodation
- If your flight is cancelled or delayed, you can book extra accommodation
If your flight is delayed due to the wildfires for over 12 hours, we can consider claims for you abandoning your trip.
For more information please see out wildfire update.