Don’t let unexpected medical costs ruin your getaway. Whether you’re strolling through sun-drenched streets in Seville or relaxing on a beach in the Balearics, travel insurance for Spain gives you peace of mind from the moment you take off. From emergency medical cover to help when your plans go off track, we’ve got you covered, so you can focus on enjoying your trip, not worrying about what-ifs.
What is Spain travel insurance, and do you need it?
Travel insurance for Spain means you’re covered for unexpected medical costs, lost luggage, or cancelling your trip.
Spain is one of our favourite holiday destinations. In fact, more than 13 million Brits headed to Spain this year. However, there’s no telling what surprises could arise, from petty thefts to lost luggage or unexpected health emergencies. That’s why our travel insurance for Spain covers a range of events, so you can focus on enjoying your trip.
Don’t let pre-existing medical conditions stop you travelling: We’ll consider all pre-existing medical conditions. Just declare your condition, give us some details, and we’ll send you a quote. Find out more about medical travel insurance or contact our helpful team.
Stay covered for any holiday style: We’ll keep you protected whether you’re heading for a sun lounger or planning something more adventurous. We cover over 100 popular activities, including hiking, surfing, cycling, sailing, and golfing.
Protect against delays: If flight delays affect your trip, we’ll help cover the cost of missed tours and accommodation.
Keep your belongings protected: Don’t let a lost or stolen bag ruin your getaway. Our insurance for travel to Spain includes cover for your personal belongings, baggage and passport. Plus, we offer optional valuables cover if you’re taking expensive gadgets like your tablet or laptop.
Getting the right travel insurance can be the difference between a blissful, stress-free trip and a holiday full of unwanted surprises. That’s why we’re here to support you with the best travel insurance policy for your trip to Spain.
What does InsureandGo’s Spain travel insurance cover?
Plus, our annual European holiday insurance even includes some countries outside of Europe! You’ll be covered for countries bordering the Mediterranean Sea, Madeira, the Azores and more. See below for the full list
What’s not covered?
We strive to provide as much cover as possible. However, there are some situations that no travel insurance will cover. For example:
You cannot cover events or reasons to claim that took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
All of our travel insurance policies include cover for cancellation of your trip, but there may be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go
We will consider all pre-existing medical conditions, find out more about medical travel insurance. The excess and the amount of cover available will vary depending on the level of travel insurance you buy. To check the policy exclusions and what is and isn’t included, take a look at our policy wording.
The best travel insurance for Spain
All holidays are different, just like all people are different. This is why we tailor each travel insurance policy to your trip. Can’t work out what you need? Here’s what we’d suggest.
Setting sail on a cruise? You’ll need cruise holiday insurance to protect you against cruise-specific mishaps, like cabin confinement, cruise interruption, and itinerary changes.
Which destinations are covered by our Spain travel insurance?
We’ll cover Spanish travel with our single-trip policies or through European travel insurance on annual multi-trip policies.
When choosing travel insurance for Spain, consider the cost of your holiday and the belongings you’ll be taking. It’s important to make sure you’re fully covered if anything happens.
We cover all of the major locations in Spain under our Spain travel insurance, such as:
Spain travel insurance with pre-existing medical condition cover
Securing travel insurance for medical conditions can be a concern, but there’s no need to worry. We’ll consider any medical condition and do our best to provide the best possible cover. Just follow our simple online screening process when you buy your policy, either over the phone or online.
Examples of medical conditions we can cover include:
Before you get your travel insurance policy quote, we may need to ask you a few questions about your conditions. Things we may ask include:
When were you first diagnosed?
Are you currently taking medication for your condition?
When were you last admitted to hospital for this condition?
Remember that you must disclose any and all medical conditions before you set up your travel insurance; otherwise, your policy may become invalid. To find out more, please read our page about travel insurance for medical conditions or take a look at our policy wording documents.
There’s so much to think about when planning a holiday. Luckily, you can get your travel insurance for Spain sorted in just two steps.
1. Let us know a little info
We need to know a bit about your holiday, who you want to cover, and when you want the policy to start. We will also ask you for information regarding any pre-existing medical conditions so we can provide you with the right level of cover.
It’s quick and easy to give us this information, either online or by calling our team:
After you’ve given us all the necessary details, we’ll send you a quote. Once you’ve got the quote, you can either purchase it there and then or save it for the future.
Our experts say…
“Spain routinely tops the polls when it comes to Brits’ favourite holiday destination, and it’s easy to see why. The culture, weather, beaches and cuisine all make for an exceptional trip. However, accidents are common, and the heat can cause unexpected health concerns. That’s why it’s important to make sure you’re covered for any emergency medical costs.“ Mellisa Hutchins – Content Manager
Our reviews speak for themselves
The agent was extremely helpful
“The agent was extremely helpful whilst trying to complete existing medical conditions. Very good at explaining the different levels of cover and why changes have been made to the duration of trips, especially to Spain.”
Yes, you need travel insurance for Spain. The UK Government recommends that all British nationals who leave the country take out the proper insurance for their destination. Remember that if you’re doing something outside of the ordinary, such as hiking or jet skiing, you’ll need to get the appropriate cover, such as activity travel insurance.
However, it only covers state healthcare, not private treatment. Remember that the GHIC is not a replacement for travel insurance. If you have any other problems on holiday, such as lost luggage or cancelled flights, the GHIC will not cover you. It also does not cover transport to or from hospital, nor the cost of being flown back to the UK for treatment.
Plus, while the GHIC will reduce the cost of any prescription medicines that you might need, you will still have to pay for them. The cost can be anything from 10% to 60% of the prescription price.
How much is travel insurance for Spain?
The cost of any travel insurance policy is based on a few different factors, such as:
Your age
Your medical history
Your destination
How long you’re going for
These factors can vary, which means that the cost of travel insurance to Spain can also vary. If you’re worried about the cost of your travel insurance for Spain, you could shorten your trip to make it less expensive. Remember that you must always disclose your full medical history whilst getting your travel insurance quote, or you may find your policy becomes invalid.
Does Lanzarote come under Spain for travel insurance?
Lanzarote, along with the rest of the Canary Islands (such as Gran Canaria, Tenerife, Fuerteventura and La Palma), is covered by a Spain travel insurance policy. Always check the exact wording on your policy to be sure. See our Canary Islands travel insurance page for more information.
Does Majorca come under Spain for travel insurance?
We cover Majorca, along with the other Balearic Islands (such as Menorca and Ibiza) with our Spain travel insurance policies. Always check the exact wording on your policy to be sure, or learn more on our Majorca travel insurance page.
Who can buy an InsureandGo Spain travel insurance policy?
All our travel insurance for Spain policies are available to UK residents. This means:
Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
They must be in the UK at the time of purchase
All trips must start and end in the UK
Unfortunately, we can’t provide cover to anyone who doesn’t fit this description.
